Jersey County, IL

Comprehensive housing, income, and cost of living data for Jersey County, Illinois. Population: 21.5K.

Median Home Price
$188.0K

Based on 5 cities

Median Household Income
$79.1K

Annual household income

Price-to-Income Ratio
2.4x

Highly affordable

Salary Needed to Buy
$54.7K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$2,957

Average annual amount

Effective Tax Rate
1.57%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$950
Property Tax$246
Insurance$78.32
Total Monthly$1,275
Historical Home Prices
2015
$133.8K
2016
$134.8K
+0.8%%
2017
$133.8K
-0.7%%
2018
$117.0K
-12.6%%
2019
$142.9K
+22.2%%
2020
$150.6K
+5.4%%
2021
$152.5K
+1.3%%
2022
$163.4K
+7.2%%
2023
$176.7K
+8.1%%
2024
$184.3K
+4.3%%
2025
$190.8K
+3.5%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
4.5%%

Near national average

Population Density
58

People per square mile

Homicide Rate
0.0

null (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
95%
Black
0.6%
Hispanic
1.5%
Asian
0.5%
Two or More Races
2.2%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
55°F

Annual average

Sunny Days
153

Days per year

Annual Rainfall
41.1"

Inches per year

Natural Disaster Risk
Low Risk

Score: 19/100

Frequently Asked Questions

What is the median home price in Jersey County, IL?

The median home price in Jersey County, Illinois is $188.0K. The price-to-income ratio is 2.4x, meaning the median home costs 2.4 times the median household income.

What salary do you need to buy a home in Jersey County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $54.7K per year to buy the median home in Jersey County, IL. Monthly housing costs break down to $950 for mortgage, $246 for property tax, and $78.32 for insurance.

What is the property tax rate in Jersey County?

The effective property tax rate in Jersey County is 1.57%, which comes to approximately $2,957 per year on the median home.

What is the median household income in Jersey County?

The median household income in Jersey County, Illinois is $79.1K per year, based on Census Bureau American Community Survey data. The unemployment rate is 4.5%%.

Is Jersey County a good place to live?

Jersey County, Illinois has a population of 21.5K. Housing affordability is strong with a price-to-income ratio of 2.4x. The climate averages 55 degrees F with 153 sunny days per year. Compare Jersey County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.