Jo Daviess County, IL

Comprehensive housing, income, and cost of living data for Jo Daviess County, Illinois. Population: 21.9K.

Median Home Price
$201.3K

Based on 8 cities

Median Household Income
$75.0K

Annual household income

Price-to-Income Ratio
2.7x

Highly affordable

Salary Needed to Buy
$59.3K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$3,383

Average annual amount

Effective Tax Rate
1.68%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,018
Property Tax$282
Insurance$83.86
Total Monthly$1,383
Historical Home Prices
2015
$134.9K
2016
$128.6K
-4.7%%
2017
$129.7K
+0.8%%
2018
$132.9K
+2.5%%
2019
$141.1K
+6.1%%
2020
$151.3K
+7.2%%
2021
$180.9K
+19.6%%
2022
$200.5K
+10.9%%
2023
$213.8K
+6.6%%
2024
$227.5K
+6.4%%
2025
$237.8K
+4.5%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
5.0%%

Near national average

Population Density
37

People per square mile

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
92.2%
Black
0.8%
Hispanic
4%
Asian
0.5%
Two or More Races
1.9%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
48°F

Annual average

Sunny Days
203

Days per year

Annual Rainfall
38.7"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 51/100

Frequently Asked Questions

What is the median home price in Jo Daviess County, IL?

The median home price in Jo Daviess County, Illinois is $201.3K. The price-to-income ratio is 2.7x, meaning the median home costs 2.7 times the median household income.

What salary do you need to buy a home in Jo Daviess County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $59.3K per year to buy the median home in Jo Daviess County, IL. Monthly housing costs break down to $1,018 for mortgage, $282 for property tax, and $83.86 for insurance.

What is the property tax rate in Jo Daviess County?

The effective property tax rate in Jo Daviess County is 1.68%, which comes to approximately $3,383 per year on the median home.

What is the median household income in Jo Daviess County?

The median household income in Jo Daviess County, Illinois is $75.0K per year, based on Census Bureau American Community Survey data. The unemployment rate is 5.0%%.

Is Jo Daviess County a good place to live?

Jo Daviess County, Illinois has a population of 21.9K. Housing affordability is strong with a price-to-income ratio of 2.7x. The climate averages 48 degrees F with 203 sunny days per year. Compare Jo Daviess County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.