Kootenai County, ID

Comprehensive housing, income, and cost of living data for Kootenai County, Idaho. Population: 173.4K.

Median Home Price
$598.0K

Based on 10 cities

Median Household Income
$77.0K

Annual household income

Price-to-Income Ratio
7.8x

Less affordable

Salary Needed to Buy
$148.1K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$2,203

Average annual amount

Effective Tax Rate
0.37%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$3,024
Property Tax$184
Insurance$249
Total Monthly$3,457
Historical Home Prices
2015
$227.8K
2016
$247.3K
+8.6%%
2017
$275.1K
+11.2%%
2018
$307.3K
+11.7%%
2019
$342.2K
+11.3%%
2020
$407.0K
+18.9%%
2021
$538.9K
+32.4%%
2022
$561.0K
+4.1%%
2023
$556.7K
-0.8%%
2024
$563.0K
+1.1%%
2025
$574.5K
+2.1%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.9%%

Below national average

Population Density
140

People per square mile

Homicide Rate
2.3

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
86.3%
Black
0.3%
Hispanic
5.4%
Asian
0.8%
Two or More Races
5.9%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
46°F

Annual average

Sunny Days
188

Days per year

Annual Rainfall
33.2"

Inches per year

Natural Disaster Risk
High Risk

Score: 79/100

January Low
40°F

Average winter low

July High
92°F

Average summer high

Frequently Asked Questions

What is the median home price in Kootenai County, ID?

The median home price in Kootenai County, Idaho is $598.0K. The price-to-income ratio is 7.8x, meaning the median home costs 7.8 times the median household income.

What salary do you need to buy a home in Kootenai County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $148.1K per year to buy the median home in Kootenai County, ID. Monthly housing costs break down to $3,024 for mortgage, $184 for property tax, and $249 for insurance.

What is the property tax rate in Kootenai County?

The effective property tax rate in Kootenai County is 0.37%, which comes to approximately $2,203 per year on the median home.

What is the median household income in Kootenai County?

The median household income in Kootenai County, Idaho is $77.0K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.9%%.

Is Kootenai County a good place to live?

Kootenai County, Idaho has a population of 173.4K. Housing affordability is challenging with a price-to-income ratio of 7.8x. The climate averages 46 degrees F with 188 sunny days per year. Compare Kootenai County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.