Lake County, IL

Comprehensive housing, income, and cost of living data for Lake County, Illinois. Population: 713.2K.

Median Home Price
$361.3K

Based on 26 cities

Median Household Income
$108.9K

Annual household income

Price-to-Income Ratio
3.3x

Moderately affordable

Salary Needed to Buy
$116.0K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$8,743

Average annual amount

Effective Tax Rate
2.42%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,827
Property Tax$729
Insurance$151
Total Monthly$2,706
Historical Home Prices
2015
$225.5K
2016
$231.7K
+2.7%%
2017
$238.8K
+3.1%%
2018
$241.3K
+1.0%%
2019
$242.9K
+0.7%%
2020
$256.6K
+5.6%%
2021
$286.5K
+11.7%%
2022
$310.3K
+8.3%%
2023
$328.9K
+6.0%%
2024
$351.6K
+6.9%%
2025
$370.6K
+5.4%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
4.7%%

Near national average

Population Density
1,608

People per square mile

Homicide Rate
3.1

Low (per 100K residents)

Political Lean (2020)
Competitive

D+0

Racial Demographics

White
57.1%
Black
6.3%
Hispanic
24.4%
Asian
8.4%
Two or More Races
3.1%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
49°F

Annual average

Sunny Days
172

Days per year

Annual Rainfall
36.8"

Inches per year

Natural Disaster Risk
High Risk

Score: 96/100

Frequently Asked Questions

What is the median home price in Lake County, IL?

The median home price in Lake County, Illinois is $361.3K. The price-to-income ratio is 3.3x, meaning the median home costs 3.3 times the median household income.

What salary do you need to buy a home in Lake County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $116.0K per year to buy the median home in Lake County, IL. Monthly housing costs break down to $1,827 for mortgage, $729 for property tax, and $151 for insurance.

What is the property tax rate in Lake County?

The effective property tax rate in Lake County is 2.42%, which comes to approximately $8,743 per year on the median home.

What is the median household income in Lake County?

The median household income in Lake County, Illinois is $108.9K per year, based on Census Bureau American Community Survey data. The unemployment rate is 4.7%%.

Is Lake County a good place to live?

Lake County, Illinois has a population of 713.2K. Housing affordability is strong with a price-to-income ratio of 3.3x. The climate averages 49 degrees F with 172 sunny days per year. Compare Lake County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.