Lake County, IN

Comprehensive housing, income, and cost of living data for Lake County, Indiana. Population: 497.7K.

Median Home Price
$175.9K

Based on 27 cities

Median Household Income
$69.0K

Annual household income

Price-to-Income Ratio
2.5x

Highly affordable

Salary Needed to Buy
$48.3K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,987

Average annual amount

Effective Tax Rate
1.13%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$889
Property Tax$166
Insurance$73.28
Total Monthly$1,128
Historical Home Prices
2015
$125.8K
2016
$132.0K
+5.0%%
2017
$140.9K
+6.7%%
2018
$151.4K
+7.5%%
2019
$161.8K
+6.9%%
2020
$175.0K
+8.2%%
2021
$200.8K
+14.7%%
2022
$218.5K
+8.8%%
2023
$227.4K
+4.1%%
2024
$236.4K
+4.0%%
2025
$239.5K
+1.3%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.4%%

Below national average

Population Density
998

People per square mile

Homicide Rate
16.6

Medium (per 100K residents)

Political Lean (2020)
Competitive

D+0

Racial Demographics

White
52%
Black
22.9%
Hispanic
20.5%
Asian
1.5%
Two or More Races
2.6%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
50°F

Annual average

Sunny Days
171

Days per year

Annual Rainfall
39.2"

Inches per year

Natural Disaster Risk
High Risk

Score: 96/100

Frequently Asked Questions

What is the median home price in Lake County, IN?

The median home price in Lake County, Indiana is $175.9K. The price-to-income ratio is 2.5x, meaning the median home costs 2.5 times the median household income.

What salary do you need to buy a home in Lake County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $48.3K per year to buy the median home in Lake County, IN. Monthly housing costs break down to $889 for mortgage, $166 for property tax, and $73.28 for insurance.

What is the property tax rate in Lake County?

The effective property tax rate in Lake County is 1.13%, which comes to approximately $1,987 per year on the median home.

What is the median household income in Lake County?

The median household income in Lake County, Indiana is $69.0K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.4%%.

Is Lake County a good place to live?

Lake County, Indiana has a population of 497.7K. Housing affordability is strong with a price-to-income ratio of 2.5x. The climate averages 50 degrees F with 171 sunny days per year. Compare Lake County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.