Lumpkin County, GA

Comprehensive housing, income, and cost of living data for Lumpkin County, Georgia. Population: 33.4K.

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Median Home Price

$375.4K

Based on 2 cities

Median Household Income

$72.4K

Annual household income

Price-to-Income Ratio

5.2x

Less affordable

Salary Needed to Buy

$94.9K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$1,908

Average annual amount

Effective Tax Rate

0.51%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$1,898

Property Tax$159

Insurance$156

Total Monthly$2,214

Historical Home Prices

2015

$178.3K

2016

$183.2K

+2.8%%

2017

$197.4K

+7.7%%

2018

$211.9K

+7.4%%

2019

$230.1K

+8.6%%

2020

$258.2K

+12.2%%

2021

$311.8K

+20.7%%

2022

$332.9K

+6.8%%

2023

$356.7K

+7.2%%

2024

$378.7K

+6.2%%

2025

$381.1K

+0.7%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

3.8%%

Below national average

Population Density

118

People per square mile

Homicide Rate

4.3

Low (per 100K residents)

Political Lean (2020)

Competitive

R+0

Racial Demographics

White

89%

Black

1.6%

Hispanic

5.6%

Asian

0.9%

Two or More Races

2.3%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

58°F

Annual average

Sunny Days

227

Days per year

Annual Rainfall

64.3"

Inches per year

Natural Disaster Risk

Moderate Risk

Score: 45/100

January Low

12°F

Average winter low

July High

84°F

Average summer high

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