Lumpkin County, GA

Comprehensive housing, income, and cost of living data for Lumpkin County, Georgia. Population: 33.4K.

Median Home Price
$375.4K

Based on 2 cities

Median Household Income
$72.4K

Annual household income

Price-to-Income Ratio
5.2x

Less affordable

Salary Needed to Buy
$94.9K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,908

Average annual amount

Effective Tax Rate
0.51%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,898
Property Tax$159
Insurance$156
Total Monthly$2,214
Historical Home Prices
2015
$178.3K
2016
$183.2K
+2.8%%
2017
$197.4K
+7.7%%
2018
$211.9K
+7.4%%
2019
$230.1K
+8.6%%
2020
$258.2K
+12.2%%
2021
$311.8K
+20.7%%
2022
$332.9K
+6.8%%
2023
$356.7K
+7.2%%
2024
$378.7K
+6.2%%
2025
$381.1K
+0.7%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.8%%

Below national average

Population Density
118

People per square mile

Homicide Rate
4.3

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
89%
Black
1.6%
Hispanic
5.6%
Asian
0.9%
Two or More Races
2.3%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
58°F

Annual average

Sunny Days
227

Days per year

Annual Rainfall
64.3"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 45/100

January Low
12°F

Average winter low

July High
84°F

Average summer high

Frequently Asked Questions

What is the median home price in Lumpkin County, GA?

The median home price in Lumpkin County, Georgia is $375.4K. The price-to-income ratio is 5.2x, meaning the median home costs 5.2 times the median household income.

What salary do you need to buy a home in Lumpkin County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $94.9K per year to buy the median home in Lumpkin County, GA. Monthly housing costs break down to $1,898 for mortgage, $159 for property tax, and $156 for insurance.

What is the property tax rate in Lumpkin County?

The effective property tax rate in Lumpkin County is 0.51%, which comes to approximately $1,908 per year on the median home.

What is the median household income in Lumpkin County?

The median household income in Lumpkin County, Georgia is $72.4K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.8%%.

Is Lumpkin County a good place to live?

Lumpkin County, Georgia has a population of 33.4K. Housing affordability is moderate with a price-to-income ratio of 5.2x. The climate averages 58 degrees F with 227 sunny days per year. Compare Lumpkin County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.