Macon County, IL

Comprehensive housing, income, and cost of living data for Macon County, Illinois. Population: 103.5K.

Median Home Price
$147.4K

Based on 13 cities

Median Household Income
$62.4K

Annual household income

Price-to-Income Ratio
2.4x

Highly affordable

Salary Needed to Buy
$43.7K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$2,560

Average annual amount

Effective Tax Rate
1.74%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$745
Property Tax$213
Insurance$61.41
Total Monthly$1,020
Historical Home Prices
2015
$77.5K
2016
$75.7K
-2.4%%
2017
$74.6K
-1.4%%
2018
$77.1K
+3.3%%
2019
$80.5K
+4.5%%
2020
$85.2K
+5.7%%
2021
$91.5K
+7.4%%
2022
$92.3K
+0.9%%
2023
$101.5K
+9.9%%
2024
$107.3K
+5.7%%
2025
$115.0K
+7.2%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
4.9%%

Near national average

Population Density
178

People per square mile

Homicide Rate
9.3

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
73.9%
Black
17%
Hispanic
2.7%
Asian
1.4%
Two or More Races
4.5%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
53°F

Annual average

Sunny Days
190

Days per year

Annual Rainfall
39.0"

Inches per year

Natural Disaster Risk
High Risk

Score: 83/100

Frequently Asked Questions

What is the median home price in Macon County, IL?

The median home price in Macon County, Illinois is $147.4K. The price-to-income ratio is 2.4x, meaning the median home costs 2.4 times the median household income.

What salary do you need to buy a home in Macon County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $43.7K per year to buy the median home in Macon County, IL. Monthly housing costs break down to $745 for mortgage, $213 for property tax, and $61.41 for insurance.

What is the property tax rate in Macon County?

The effective property tax rate in Macon County is 1.74%, which comes to approximately $2,560 per year on the median home.

What is the median household income in Macon County?

The median household income in Macon County, Illinois is $62.4K per year, based on Census Bureau American Community Survey data. The unemployment rate is 4.9%%.

Is Macon County a good place to live?

Macon County, Illinois has a population of 103.5K. Housing affordability is strong with a price-to-income ratio of 2.4x. The climate averages 53 degrees F with 190 sunny days per year. Compare Macon County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.