Macoupin County, IL

Comprehensive housing, income, and cost of living data for Macoupin County, Illinois. Population: 44.9K.

Median Home Price
$139.2K

Based on 13 cities

Median Household Income
$68.5K

Annual household income

Price-to-Income Ratio
2.0x

Highly affordable

Salary Needed to Buy
$39.8K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,990

Average annual amount

Effective Tax Rate
1.43%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$704
Property Tax$166
Insurance$58.01
Total Monthly$928
Historical Home Prices
2015
$105.3K
2016
$99.8K
-5.2%%
2017
$107.8K
+8.0%%
2018
$101.5K
-5.8%%
2019
$118.5K
+16.8%%
2020
$124.9K
+5.4%%
2021
$124.8K
-0.1%%
2022
$128.6K
+3.1%%
2023
$133.2K
+3.5%%
2024
$134.5K
+1.0%%
2025
$132.9K
-1.2%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
5.5%%

Near national average

Population Density
52

People per square mile

Homicide Rate
4.1

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
94.3%
Black
1.2%
Hispanic
1.3%
Asian
0.4%
Two or More Races
2.6%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
54°F

Annual average

Sunny Days
151

Days per year

Annual Rainfall
40.4"

Inches per year

Natural Disaster Risk
High Risk

Score: 80/100

Frequently Asked Questions

What is the median home price in Macoupin County, IL?

The median home price in Macoupin County, Illinois is $139.2K. The price-to-income ratio is 2.0x, meaning the median home costs 2.0 times the median household income.

What salary do you need to buy a home in Macoupin County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $39.8K per year to buy the median home in Macoupin County, IL. Monthly housing costs break down to $704 for mortgage, $166 for property tax, and $58.01 for insurance.

What is the property tax rate in Macoupin County?

The effective property tax rate in Macoupin County is 1.43%, which comes to approximately $1,990 per year on the median home.

What is the median household income in Macoupin County?

The median household income in Macoupin County, Illinois is $68.5K per year, based on Census Bureau American Community Survey data. The unemployment rate is 5.5%%.

Is Macoupin County a good place to live?

Macoupin County, Illinois has a population of 44.9K. Housing affordability is strong with a price-to-income ratio of 2.0x. The climate averages 54 degrees F with 151 sunny days per year. Compare Macoupin County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.