McHenry County, IL

Comprehensive housing, income, and cost of living data for McHenry County, Illinois. Population: 311.1K.

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Median Home Price

$349.5K

Based on 19 cities

Median Household Income

$102.8K

Annual household income

Price-to-Income Ratio

3.4x

Moderately affordable

Salary Needed to Buy

$107.5K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$7,153

Average annual amount

Effective Tax Rate

2.05%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$1,767

Property Tax$596

Insurance$146

Total Monthly$2,509

Historical Home Prices

2015

$189.8K

2016

$195.7K

+3.1%%

2017

$207.3K

+6.0%%

2018

$211.8K

+2.2%%

2019

$218.3K

+3.1%%

2020

$234.6K

+7.4%%

2021

$266.8K

+13.8%%

2022

$289.9K

+8.6%%

2023

$308.1K

+6.3%%

2024

$331.8K

+7.7%%

2025

$346.7K

+4.5%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

4.8%%

Near national average

Population Density

516

People per square mile

Homicide Rate

1.1

Low (per 100K residents)

Political Lean (2020)

Competitive

R+0

Racial Demographics

White

76.9%

Black

1.4%

Hispanic

15.6%

Asian

2.8%

Two or More Races

2.9%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

48°F

Annual average

Sunny Days

200

Days per year

Annual Rainfall

37.4"

Inches per year

Natural Disaster Risk

High Risk

Score: 91/100

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