McLean County, IL

Comprehensive housing, income, and cost of living data for McLean County, Illinois. Population: 171.3K.

Median Home Price
$217.4K

Based on 21 cities

Median Household Income
$78.3K

Annual household income

Price-to-Income Ratio
2.8x

Highly affordable

Salary Needed to Buy
$67.1K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$4,503

Average annual amount

Effective Tax Rate
2.07%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,099
Property Tax$375
Insurance$90.58
Total Monthly$1,565
Historical Home Prices
2015
$165.9K
2016
$164.6K
-0.8%%
2017
$164.2K
-0.2%%
2018
$164.0K
-0.2%%
2019
$163.7K
-0.2%%
2020
$172.5K
+5.4%%
2021
$186.2K
+7.9%%
2022
$211.4K
+13.6%%
2023
$220.7K
+4.4%%
2024
$234.4K
+6.2%%
2025
$245.6K
+4.8%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
4.7%%

Near national average

Population Density
145

People per square mile

Homicide Rate
3.2

Low (per 100K residents)

Political Lean (2020)
Competitive

D+0

Racial Demographics

White
77%
Black
8.3%
Hispanic
6.3%
Asian
4.9%
Two or More Races
3.2%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
51°F

Annual average

Sunny Days
170

Days per year

Annual Rainfall
38.3"

Inches per year

Natural Disaster Risk
High Risk

Score: 87/100