McLean County, IL

Comprehensive housing, income, and cost of living data for McLean County, Illinois. Population: 171.3K.

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Median Home Price

$217.4K

Based on 21 cities

Median Household Income

$78.3K

Annual household income

Price-to-Income Ratio

2.8x

Highly affordable

Salary Needed to Buy

$67.1K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$4,503

Average annual amount

Effective Tax Rate

2.07%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$1,099

Property Tax$375

Insurance$90.58

Total Monthly$1,565

Historical Home Prices

2015

$165.9K

2016

$164.6K

-0.8%%

2017

$164.2K

-0.2%%

2018

$164.0K

-0.2%%

2019

$163.7K

-0.2%%

2020

$172.5K

+5.4%%

2021

$186.2K

+7.9%%

2022

$211.4K

+13.6%%

2023

$220.7K

+4.4%%

2024

$234.4K

+6.2%%

2025

$245.6K

+4.8%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

4.7%%

Near national average

Population Density

145

People per square mile

Homicide Rate

3.2

Low (per 100K residents)

Political Lean (2020)

Competitive

D+0

Racial Demographics

White

77%

Black

8.3%

Hispanic

6.3%

Asian

4.9%

Two or More Races

3.2%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

51°F

Annual average

Sunny Days

170

Days per year

Annual Rainfall

38.3"

Inches per year

Natural Disaster Risk

High Risk

Score: 87/100

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