Miami County, IN

Comprehensive housing, income, and cost of living data for Miami County, Indiana. Population: 36.0K.

Median Home Price
$175.1K

Based on 6 cities

Median Household Income
$61.1K

Annual household income

Price-to-Income Ratio
2.9x

Highly affordable

Salary Needed to Buy
$43.5K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$682

Average annual amount

Effective Tax Rate
0.39%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$886
Property Tax$56.83
Insurance$72.97
Total Monthly$1,015
Historical Home Prices
2015
$73.3K
2016
$75.6K
+3.0%%
2017
$79.4K
+5.1%%
2018
$86.1K
+8.5%%
2019
$92.4K
+7.3%%
2020
$103.4K
+11.9%%
2021
$118.6K
+14.7%%
2022
$125.2K
+5.6%%
2023
$129.9K
+3.7%%
2024
$139.3K
+7.2%%
2025
$150.9K
+8.4%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.2%%

Below national average

Population Density
96

People per square mile

Homicide Rate
5.6

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
87.3%
Black
3.7%
Hispanic
3.6%
Asian
0.6%
Two or More Races
4%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
51°F

Annual average

Sunny Days
160

Days per year

Annual Rainfall
40.6"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 53/100

Frequently Asked Questions

What is the median home price in Miami County, IN?

The median home price in Miami County, Indiana is $175.1K. The price-to-income ratio is 2.9x, meaning the median home costs 2.9 times the median household income.

What salary do you need to buy a home in Miami County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $43.5K per year to buy the median home in Miami County, IN. Monthly housing costs break down to $886 for mortgage, $56.83 for property tax, and $72.97 for insurance.

What is the property tax rate in Miami County?

The effective property tax rate in Miami County is 0.39%, which comes to approximately $682 per year on the median home.

What is the median household income in Miami County?

The median household income in Miami County, Indiana is $61.1K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.2%%.

Is Miami County a good place to live?

Miami County, Indiana has a population of 36.0K. Housing affordability is strong with a price-to-income ratio of 2.9x. The climate averages 51 degrees F with 160 sunny days per year. Compare Miami County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.