Montgomery County, IL

Comprehensive housing, income, and cost of living data for Montgomery County, Illinois. Population: 28.4K.

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Median Home Price

$128.8K

Based on 8 cities

Median Household Income

$61.9K

Annual household income

Price-to-Income Ratio

2.1x

Highly affordable

Salary Needed to Buy

$36.5K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$1,758

Average annual amount

Effective Tax Rate

1.37%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$651

Property Tax$147

Insurance$53.66

Total Monthly$851

Historical Home Prices

2015

$88.7K

2016

$88.6K

-0.2%%

2017

$88.4K

-0.1%%

2018

$87.9K

-0.6%%

2019

$103.7K

+18.0%%

2020

$107.1K

+3.3%%

2021

$109.3K

+2.0%%

2022

$111.1K

+1.7%%

2023

$110.7K

-0.4%%

2024

$114.1K

+3.1%%

2025

$122.2K

+7.1%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

5.6%%

Near national average

Population Density

People per square mile

Homicide Rate

12.7

Medium (per 100K residents)

Political Lean (2020)

Competitive

R+0

Racial Demographics

White

92%

Black

2.7%

Hispanic

2.1%

Asian

0.5%

Two or More Races

2.3%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

54°F

Annual average

Sunny Days

182

Days per year

Annual Rainfall

41.0"

Inches per year

Natural Disaster Risk

High Risk

Score: 65/100

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