Morgan County, IN

Comprehensive housing, income, and cost of living data for Morgan County, Indiana. Population: 71.8K.

Median Home Price
$280.5K

Based on 7 cities

Median Household Income
$79.1K

Annual household income

Price-to-Income Ratio
3.5x

Moderately affordable

Salary Needed to Buy
$69.6K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,056

Average annual amount

Effective Tax Rate
0.38%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,418
Property Tax$88.00
Insurance$117
Total Monthly$1,623
Historical Home Prices
2015
$144.5K
2016
$151.9K
+5.1%%
2017
$161.1K
+6.0%%
2018
$171.6K
+6.5%%
2019
$179.8K
+4.8%%
2020
$204.0K
+13.4%%
2021
$235.5K
+15.4%%
2022
$259.2K
+10.1%%
2023
$268.8K
+3.7%%
2024
$282.8K
+5.2%%
2025
$288.8K
+2.1%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.5%%

Below national average

Population Density
178

People per square mile

Homicide Rate
15.9

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
94.1%
Black
0.5%
Hispanic
2%
Asian
0.6%
Two or More Races
2.4%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
53°F

Annual average

Sunny Days
209

Days per year

Annual Rainfall
44.8"

Inches per year

Natural Disaster Risk
High Risk

Score: 64/100

Frequently Asked Questions

What is the median home price in Morgan County, IN?

The median home price in Morgan County, Indiana is $280.5K. The price-to-income ratio is 3.5x, meaning the median home costs 3.5 times the median household income.

What salary do you need to buy a home in Morgan County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $69.6K per year to buy the median home in Morgan County, IN. Monthly housing costs break down to $1,418 for mortgage, $88.00 for property tax, and $117 for insurance.

What is the property tax rate in Morgan County?

The effective property tax rate in Morgan County is 0.38%, which comes to approximately $1,056 per year on the median home.

What is the median household income in Morgan County?

The median household income in Morgan County, Indiana is $79.1K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.5%%.

Is Morgan County a good place to live?

Morgan County, Indiana has a population of 71.8K. Housing affordability is strong with a price-to-income ratio of 3.5x. The climate averages 53 degrees F with 209 sunny days per year. Compare Morgan County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.