Oconee County, GA

Comprehensive housing, income, and cost of living data for Oconee County, Georgia. Population: 42.0K.

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Median Home Price

$503.5K

Based on 3 cities

Median Household Income

$115.9K

Annual household income

Price-to-Income Ratio

4.3x

Moderately affordable

Salary Needed to Buy

$129.0K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$3,056

Average annual amount

Effective Tax Rate

0.61%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$2,546

Property Tax$255

Insurance$210

Total Monthly$3,010

Historical Home Prices

2015

$277.6K

2016

$283.8K

+2.2%%

2017

$304.9K

+7.5%%

2018

$323.3K

+6.0%%

2019

$346.2K

+7.1%%

2020

$379.1K

+9.5%%

2021

$449.1K

+18.5%%

2022

$489.4K

+9.0%%

2023

$513.9K

+5.0%%

2024

$538.3K

+4.7%%

2025

$539.3K

+0.2%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

3.9%%

Below national average

Population Density

228

People per square mile

Homicide Rate

14.4

Medium (per 100K residents)

Political Lean (2020)

Competitive

R+0

Racial Demographics

White

82.6%

Black

3.1%

Hispanic

5.8%

Asian

4.2%

Two or More Races

3.8%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

62°F

Annual average

Sunny Days

218

Days per year

Annual Rainfall

50.6"

Inches per year

Natural Disaster Risk

Low Risk

Score: 19/100

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