Oconee County, GA

Comprehensive housing, income, and cost of living data for Oconee County, Georgia. Population: 42.0K.

Median Home Price
$503.5K

Based on 3 cities

Median Household Income
$115.9K

Annual household income

Price-to-Income Ratio
4.3x

Moderately affordable

Salary Needed to Buy
$129.0K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$3,056

Average annual amount

Effective Tax Rate
0.61%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$2,546
Property Tax$255
Insurance$210
Total Monthly$3,010
Historical Home Prices
2015
$277.6K
2016
$283.8K
+2.2%%
2017
$304.9K
+7.5%%
2018
$323.3K
+6.0%%
2019
$346.2K
+7.1%%
2020
$379.1K
+9.5%%
2021
$449.1K
+18.5%%
2022
$489.4K
+9.0%%
2023
$513.9K
+5.0%%
2024
$538.3K
+4.7%%
2025
$539.3K
+0.2%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.9%%

Below national average

Population Density
228

People per square mile

Homicide Rate
14.4

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
82.6%
Black
3.1%
Hispanic
5.8%
Asian
4.2%
Two or More Races
3.8%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
62°F

Annual average

Sunny Days
218

Days per year

Annual Rainfall
50.6"

Inches per year

Natural Disaster Risk
Low Risk

Score: 19/100

Frequently Asked Questions

What is the median home price in Oconee County, GA?

The median home price in Oconee County, Georgia is $503.5K. The price-to-income ratio is 4.3x, meaning the median home costs 4.3 times the median household income.

What salary do you need to buy a home in Oconee County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $129.0K per year to buy the median home in Oconee County, GA. Monthly housing costs break down to $2,546 for mortgage, $255 for property tax, and $210 for insurance.

What is the property tax rate in Oconee County?

The effective property tax rate in Oconee County is 0.61%, which comes to approximately $3,056 per year on the median home.

What is the median household income in Oconee County?

The median household income in Oconee County, Georgia is $115.9K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.9%%.

Is Oconee County a good place to live?

Oconee County, Georgia has a population of 42.0K. Housing affordability is moderate with a price-to-income ratio of 4.3x. The climate averages 62 degrees F with 218 sunny days per year. Compare Oconee County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.