Ogle County, IL

Comprehensive housing, income, and cost of living data for Ogle County, Illinois. Population: 51.7K.

Median Home Price
$218.9K

Based on 14 cities

Median Household Income
$79.2K

Annual household income

Price-to-Income Ratio
2.8x

Highly affordable

Salary Needed to Buy
$64.7K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$3,737

Average annual amount

Effective Tax Rate
1.71%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,107
Property Tax$311
Insurance$91.22
Total Monthly$1,510
Historical Home Prices
2015
$112.8K
2016
$107.0K
-5.2%%
2017
$132.4K
+23.8%%
2018
$139.0K
+5.0%%
2019
$143.8K
+3.4%%
2020
$154.8K
+7.6%%
2021
$172.2K
+11.3%%
2022
$184.0K
+6.9%%
2023
$189.8K
+3.2%%
2024
$196.4K
+3.5%%
2025
$213.9K
+8.9%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
5.0%%

Near national average

Population Density
68

People per square mile

Homicide Rate
6.3

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
83.8%
Black
1.2%
Hispanic
11.5%
Asian
0.4%
Two or More Races
2.7%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
49°F

Annual average

Sunny Days
171

Days per year

Annual Rainfall
38.4"

Inches per year

Natural Disaster Risk
High Risk

Score: 71/100

Frequently Asked Questions

What is the median home price in Ogle County, IL?

The median home price in Ogle County, Illinois is $218.9K. The price-to-income ratio is 2.8x, meaning the median home costs 2.8 times the median household income.

What salary do you need to buy a home in Ogle County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $64.7K per year to buy the median home in Ogle County, IL. Monthly housing costs break down to $1,107 for mortgage, $311 for property tax, and $91.22 for insurance.

What is the property tax rate in Ogle County?

The effective property tax rate in Ogle County is 1.71%, which comes to approximately $3,737 per year on the median home.

What is the median household income in Ogle County?

The median household income in Ogle County, Illinois is $79.2K per year, based on Census Bureau American Community Survey data. The unemployment rate is 5.0%%.

Is Ogle County a good place to live?

Ogle County, Illinois has a population of 51.7K. Housing affordability is strong with a price-to-income ratio of 2.8x. The climate averages 49 degrees F with 171 sunny days per year. Compare Ogle County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.