Osceola County, FL

Comprehensive housing, income, and cost of living data for Osceola County, Florida. Population: 393.7K.

Median Home Price
$368.1K

Based on 12 cities

Median Household Income
$68.7K

Annual household income

Price-to-Income Ratio
5.4x

Less affordable

Salary Needed to Buy
$95.3K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$2,498

Average annual amount

Effective Tax Rate
0.68%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,861
Property Tax$208
Insurance$153
Total Monthly$2,223
Historical Home Prices
2015
$181.2K
2016
$196.5K
+8.4%%
2017
$213.1K
+8.5%%
2018
$230.9K
+8.3%%
2019
$244.1K
+5.7%%
2020
$262.6K
+7.6%%
2021
$318.8K
+21.4%%
2022
$383.4K
+20.3%%
2023
$383.1K
-0.1%%
2024
$379.7K
-0.9%%
2025
$360.1K
-5.2%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.3%%

Below national average

Population Density
297

People per square mile

Homicide Rate
4.6

Low (per 100K residents)

Political Lean (2020)
Competitive

D+0

Racial Demographics

White
28.5%
Black
9.6%
Hispanic
55%
Asian
2.7%
Two or More Races
3.3%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
73°F

Annual average

Sunny Days
232

Days per year

Annual Rainfall
51.5"

Inches per year

Natural Disaster Risk
High Risk

Score: 92/100

January Low
21°F

Average winter low

July High
85°F

Average summer high

Frequently Asked Questions

What is the median home price in Osceola County, FL?

The median home price in Osceola County, Florida is $368.1K. The price-to-income ratio is 5.4x, meaning the median home costs 5.4 times the median household income.

What salary do you need to buy a home in Osceola County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $95.3K per year to buy the median home in Osceola County, FL. Monthly housing costs break down to $1,861 for mortgage, $208 for property tax, and $153 for insurance.

What is the property tax rate in Osceola County?

The effective property tax rate in Osceola County is 0.68%, which comes to approximately $2,498 per year on the median home.

What is the median household income in Osceola County?

The median household income in Osceola County, Florida is $68.7K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.3%%.

Is Osceola County a good place to live?

Osceola County, Florida has a population of 393.7K. Housing affordability is moderate with a price-to-income ratio of 5.4x. The climate averages 73 degrees F with 232 sunny days per year. Compare Osceola County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.