Polk County, FL

Comprehensive housing, income, and cost of living data for Polk County, Florida. Population: 736.2K.

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Median Home Price

$282.3K

Based on 35 cities

Median Household Income

$63.6K

Annual household income

Price-to-Income Ratio

4.4x

Moderately affordable

Salary Needed to Buy

$72.5K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$1,769

Average annual amount

Effective Tax Rate

0.63%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$1,427

Property Tax$147

Insurance$118

Total Monthly$1,692

Historical Home Prices

2015

$140.6K

2016

$154.0K

+9.6%%

2017

$168.2K

+9.2%%

2018

$184.5K

+9.7%%

2019

$196.3K

+6.4%%

2020

$216.3K

+10.2%%

2021

$264.5K

+22.3%%

2022

$314.7K

+19.0%%

2023

$312.3K

-0.8%%

2024

$308.9K

-1.1%%

2025

$295.4K

-4.4%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

3.9%%

Below national average

Population Density

410

People per square mile

Homicide Rate

5.3

Low (per 100K residents)

Political Lean (2020)

Competitive

R+0

Racial Demographics

White

52.6%

Black

14.2%

Hispanic

27.7%

Asian

1.7%

Two or More Races

2.9%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

73°F

Annual average

Sunny Days

210

Days per year

Annual Rainfall

52.6"

Inches per year

Natural Disaster Risk

High Risk

Score: 97/100

January Low

19°F

Average winter low

July High

84°F

Average summer high

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