Polk County, GA

Comprehensive housing, income, and cost of living data for Polk County, Georgia. Population: 43.0K.

Median Home Price
$222.2K

Based on 3 cities

Median Household Income
$55.3K

Annual household income

Price-to-Income Ratio
4.0x

Moderately affordable

Salary Needed to Buy
$56.8K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,307

Average annual amount

Effective Tax Rate
0.59%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,123
Property Tax$109
Insurance$92.58
Total Monthly$1,325
Historical Home Prices
2015
$86.7K
2016
$88.2K
+1.8%%
2017
$98.5K
+11.6%%
2018
$111.7K
+13.4%%
2019
$116.2K
+4.0%%
2020
$138.3K
+19.1%%
2021
$166.8K
+20.6%%
2022
$198.6K
+19.1%%
2023
$206.4K
+3.9%%
2024
$216.0K
+4.7%%
2025
$212.3K
-1.7%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
4.0%%

Near national average

Population Density
139

People per square mile

Homicide Rate
7.7

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
70.8%
Black
11.9%
Hispanic
13.5%
Asian
1%
Two or More Races
2.1%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
61°F

Annual average

Sunny Days
202

Days per year

Annual Rainfall
51.0"

Inches per year

Natural Disaster Risk
High Risk

Score: 64/100

Frequently Asked Questions

What is the median home price in Polk County, GA?

The median home price in Polk County, Georgia is $222.2K. The price-to-income ratio is 4.0x, meaning the median home costs 4.0 times the median household income.

What salary do you need to buy a home in Polk County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $56.8K per year to buy the median home in Polk County, GA. Monthly housing costs break down to $1,123 for mortgage, $109 for property tax, and $92.58 for insurance.

What is the property tax rate in Polk County?

The effective property tax rate in Polk County is 0.59%, which comes to approximately $1,307 per year on the median home.

What is the median household income in Polk County?

The median household income in Polk County, Georgia is $55.3K per year, based on Census Bureau American Community Survey data. The unemployment rate is 4.0%%.

Is Polk County a good place to live?

Polk County, Georgia has a population of 43.0K. Housing affordability is moderate with a price-to-income ratio of 4.0x. The climate averages 61 degrees F with 202 sunny days per year. Compare Polk County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.