Putnam County, FL

Comprehensive housing, income, and cost of living data for Putnam County, Florida. Population: 73.6K.

Median Home Price
$210.8K

Based on 10 cities

Median Household Income
$47.3K

Annual household income

Price-to-Income Ratio
4.5x

Moderately affordable

Salary Needed to Buy
$53.7K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,196

Average annual amount

Effective Tax Rate
0.57%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,066
Property Tax$99.67
Insurance$87.83
Total Monthly$1,253
Historical Home Prices
2015
$89.8K
2016
$94.5K
+5.2%%
2017
$106.1K
+12.3%%
2018
$116.6K
+9.9%%
2019
$132.8K
+13.9%%
2020
$153.3K
+15.4%%
2021
$184.6K
+20.4%%
2022
$203.9K
+10.4%%
2023
$205.5K
+0.8%%
2024
$209.1K
+1.7%%
2025
$205.5K
-1.7%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
4.0%%

Near national average

Population Density
101

People per square mile

Homicide Rate
9.7

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
70%
Black
15.1%
Hispanic
10.9%
Asian
0.6%
Two or More Races
2.9%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
71°F

Annual average

Sunny Days
193

Days per year

Annual Rainfall
52.8"

Inches per year

Natural Disaster Risk
High Risk

Score: 80/100

January Low
20°F

Average winter low

July High
85°F

Average summer high