Putnam County, FL

Comprehensive housing, income, and cost of living data for Putnam County, Florida. Population: 73.6K.

Median Home Price
$210.8K

Based on 10 cities

Median Household Income
$47.3K

Annual household income

Price-to-Income Ratio
4.5x

Moderately affordable

Salary Needed to Buy
$53.7K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,196

Average annual amount

Effective Tax Rate
0.57%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,066
Property Tax$99.67
Insurance$87.83
Total Monthly$1,253
Historical Home Prices
2015
$89.8K
2016
$94.5K
+5.2%%
2017
$106.1K
+12.3%%
2018
$116.6K
+9.9%%
2019
$132.8K
+13.9%%
2020
$153.3K
+15.4%%
2021
$184.6K
+20.4%%
2022
$203.9K
+10.4%%
2023
$205.5K
+0.8%%
2024
$209.1K
+1.7%%
2025
$205.5K
-1.7%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
4.0%%

Near national average

Population Density
101

People per square mile

Homicide Rate
9.7

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
70%
Black
15.1%
Hispanic
10.9%
Asian
0.6%
Two or More Races
2.9%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
71°F

Annual average

Sunny Days
193

Days per year

Annual Rainfall
52.8"

Inches per year

Natural Disaster Risk
High Risk

Score: 80/100

January Low
20°F

Average winter low

July High
85°F

Average summer high

Frequently Asked Questions

What is the median home price in Putnam County, FL?

The median home price in Putnam County, Florida is $210.8K. The price-to-income ratio is 4.5x, meaning the median home costs 4.5 times the median household income.

What salary do you need to buy a home in Putnam County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $53.7K per year to buy the median home in Putnam County, FL. Monthly housing costs break down to $1,066 for mortgage, $99.67 for property tax, and $87.83 for insurance.

What is the property tax rate in Putnam County?

The effective property tax rate in Putnam County is 0.57%, which comes to approximately $1,196 per year on the median home.

What is the median household income in Putnam County?

The median household income in Putnam County, Florida is $47.3K per year, based on Census Bureau American Community Survey data. The unemployment rate is 4.0%%.

Is Putnam County a good place to live?

Putnam County, Florida has a population of 73.6K. Housing affordability is moderate with a price-to-income ratio of 4.5x. The climate averages 71 degrees F with 193 sunny days per year. Compare Putnam County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.