Putnam County, GA

Comprehensive housing, income, and cost of living data for Putnam County, Georgia. Population: 22.2K.

Median Home Price
$389.1K

Based on 1 cities

Median Household Income
$64.2K

Annual household income

Price-to-Income Ratio
6.1x

Less affordable

Salary Needed to Buy
$97.0K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,604

Average annual amount

Effective Tax Rate
0.41%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,967
Property Tax$134
Insurance$162
Total Monthly$2,263
Historical Home Prices
2015
$192.7K
2016
$196.0K
+1.7%%
2017
$206.1K
+5.2%%
2018
$223.4K
+8.4%%
2019
$235.2K
+5.3%%
2020
$271.7K
+15.6%%
2021
$348.0K
+28.1%%
2022
$366.8K
+5.4%%
2023
$382.0K
+4.1%%
2024
$390.6K
+2.3%%
2025
$394.6K
+1.0%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.3%%

Below national average

Population Density
64

People per square mile

Homicide Rate
19.0

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
64.7%
Black
25.6%
Hispanic
7%
Asian
0.5%
Two or More Races
1.6%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
63°F

Annual average

Sunny Days
236

Days per year

Annual Rainfall
46.7"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 53/100

Frequently Asked Questions

What is the median home price in Putnam County, GA?

The median home price in Putnam County, Georgia is $389.1K. The price-to-income ratio is 6.1x, meaning the median home costs 6.1 times the median household income.

What salary do you need to buy a home in Putnam County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $97.0K per year to buy the median home in Putnam County, GA. Monthly housing costs break down to $1,967 for mortgage, $134 for property tax, and $162 for insurance.

What is the property tax rate in Putnam County?

The effective property tax rate in Putnam County is 0.41%, which comes to approximately $1,604 per year on the median home.

What is the median household income in Putnam County?

The median household income in Putnam County, Georgia is $64.2K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.3%%.

Is Putnam County a good place to live?

Putnam County, Georgia has a population of 22.2K. Housing affordability is challenging with a price-to-income ratio of 6.1x. The climate averages 63 degrees F with 236 sunny days per year. Compare Putnam County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.