Putnam County, IL

Comprehensive housing, income, and cost of living data for Putnam County, Illinois. Population: 5.6K.

Median Home Price
$207.1K

Based on 3 cities

Median Household Income
$77.5K

Annual household income

Price-to-Income Ratio
2.7x

Highly affordable

Salary Needed to Buy
$58.1K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$2,668

Average annual amount

Effective Tax Rate
1.29%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,047
Property Tax$222
Insurance$86.28
Total Monthly$1,356
Historical Home Prices
2015
$89.6K
2016
$91.6K
+2.3%%
2017
$100.2K
+9.3%%
2018
$109.4K
+9.2%%
2019
$105.6K
-3.5%%
2020
$124.3K
+17.6%%
2021
$137.8K
+10.9%%
2022
$145.0K
+5.3%%
2023
$164.0K
+13.1%%
2024
$171.8K
+4.8%%
2025
$175.8K
+2.4%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
5.6%%

Near national average

Population Density
35

People per square mile

Homicide Rate
0.0

null (per 100K residents)

Political Lean (2020)
Competitive

R+1

Racial Demographics

White
90.4%
Black
0.2%
Hispanic
6.4%
Asian
0.6%
Two or More Races
1.7%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
51°F

Annual average

Sunny Days
209

Days per year

Annual Rainfall
37.1"

Inches per year

Natural Disaster Risk
Low Risk

Score: 9/100