Santa Rosa County, FL

Comprehensive housing, income, and cost of living data for Santa Rosa County, Florida. Population: 189.0K.

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Median Home Price

$320.7K

Based on 7 cities

Median Household Income

$89.0K

Annual household income

Price-to-Income Ratio

3.6x

Moderately affordable

Salary Needed to Buy

$81.7K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$1,809

Average annual amount

Effective Tax Rate

0.56%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$1,622

Property Tax$151

Insurance$134

Total Monthly$1,906

Historical Home Prices

2015

$173.3K

2016

$179.5K

+3.6%%

2017

$195.9K

+9.1%%

2018

$210.0K

+7.2%%

2019

$223.0K

+6.2%%

2020

$251.8K

+12.9%%

2021

$303.7K

+20.6%%

2022

$342.8K

+12.9%%

2023

$345.8K

+0.9%%

2024

$345.0K

-0.2%%

2025

$340.1K

-1.4%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

3.4%%

Below national average

Population Density

187

People per square mile

Homicide Rate

3.9

Low (per 100K residents)

Political Lean (2020)

Competitive

R+0

Racial Demographics

White

79.1%

Black

5.5%

Hispanic

6.6%

Asian

2.1%

Two or More Races

5.8%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

67°F

Annual average

Sunny Days

222

Days per year

Annual Rainfall

62.7"

Inches per year

Natural Disaster Risk

High Risk

Score: 89/100

January Low

20°F

Average winter low

July High

84°F

Average summer high

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