Scott County, IL

Comprehensive housing, income, and cost of living data for Scott County, Illinois. Population: 4.9K.

Median Home Price
$103.8K

Based on 1 cities

Median Household Income
$73.0K

Annual household income

Price-to-Income Ratio
1.4x

Highly affordable

Salary Needed to Buy
$29.4K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,406

Average annual amount

Effective Tax Rate
1.35%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$525
Property Tax$117
Insurance$43.26
Total Monthly$685
Historical Home Prices
2016
$165.9K
2017
$149.7K
-9.7%%
2018
$125.5K
-16.2%%
2019
$140.2K
+11.7%%
2020
$145.5K
+3.7%%
2021
$132.2K
-9.2%%
2022
$110.0K
-16.8%%
2023
$101.1K
-8.1%%
2024
$101.2K
+0.2%%
2025
$87.0K
-14.0%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
5.1%%

Near national average

Population Density
20

People per square mile

Homicide Rate
0.0

null (per 100K residents)

Political Lean (2020)
Competitive

R+2

Racial Demographics

White
95.7%
Black
1.1%
Hispanic
1.5%
Asian
0.4%
Two or More Races
1.3%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
54°F

Annual average

Sunny Days
163

Days per year

Annual Rainfall
39.2"

Inches per year

Natural Disaster Risk
Low Risk

Score: 3/100

Frequently Asked Questions

What is the median home price in Scott County, IL?

The median home price in Scott County, Illinois is $103.8K. The price-to-income ratio is 1.4x, meaning the median home costs 1.4 times the median household income.

What salary do you need to buy a home in Scott County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $29.4K per year to buy the median home in Scott County, IL. Monthly housing costs break down to $525 for mortgage, $117 for property tax, and $43.26 for insurance.

What is the property tax rate in Scott County?

The effective property tax rate in Scott County is 1.35%, which comes to approximately $1,406 per year on the median home.

What is the median household income in Scott County?

The median household income in Scott County, Illinois is $73.0K per year, based on Census Bureau American Community Survey data. The unemployment rate is 5.1%%.

Is Scott County a good place to live?

Scott County, Illinois has a population of 4.9K. Housing affordability is strong with a price-to-income ratio of 1.4x. The climate averages 54 degrees F with 163 sunny days per year. Compare Scott County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.