Shelby County, IL

Comprehensive housing, income, and cost of living data for Shelby County, Illinois. Population: 21.0K.

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Median Home Price

$151.3K

Based on 12 cities

Median Household Income

$68.5K

Annual household income

Price-to-Income Ratio

2.2x

Highly affordable

Salary Needed to Buy

$42.5K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$1,955

Average annual amount

Effective Tax Rate

1.29%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$765

Property Tax$163

Insurance$63.05

Total Monthly$991

Historical Home Prices

2015

$94.9K

2016

$96.7K

+2.0%%

2017

$98.4K

+1.7%%

2018

$98.7K

+0.4%%

2019

$107.9K

+9.3%%

2020

$117.6K

+9.0%%

2021

$129.2K

+9.8%%

2022

$136.2K

+5.5%%

2023

$138.2K

+1.4%%

2024

$148.2K

+7.2%%

2025

$151.9K

+2.4%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

5.0%%

Near national average

Population Density

People per square mile

Homicide Rate

14.0

Medium (per 100K residents)

Political Lean (2020)

Competitive

R+0

Racial Demographics

White

96.3%

Black

0.1%

Hispanic

1.2%

Asian

0.3%

Two or More Races

1.6%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

54°F

Annual average

Sunny Days

192

Days per year

Annual Rainfall

41.6"

Inches per year

Natural Disaster Risk

Moderate Risk

Score: 52/100

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