Spalding County, GA

Comprehensive housing, income, and cost of living data for Spalding County, Georgia. Population: 67.4K.

Median Home Price
$226.6K

Based on 2 cities

Median Household Income
$60.2K

Annual household income

Price-to-Income Ratio
3.8x

Moderately affordable

Salary Needed to Buy
$59.9K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,897

Average annual amount

Effective Tax Rate
0.84%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,146
Property Tax$158
Insurance$94.43
Total Monthly$1,399
Historical Home Prices
2015
$98.0K
2016
$101.0K
+3.1%%
2017
$113.4K
+12.3%%
2018
$130.2K
+14.8%%
2019
$140.9K
+8.2%%
2020
$161.6K
+14.7%%
2021
$191.7K
+18.6%%
2022
$222.9K
+16.3%%
2023
$230.5K
+3.4%%
2024
$233.6K
+1.3%%
2025
$227.5K
-2.6%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.8%%

Below national average

Population Density
344

People per square mile

Homicide Rate
8.9

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
54.6%
Black
35.3%
Hispanic
5.8%
Asian
0.7%
Two or More Races
2.9%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
63°F

Annual average

Sunny Days
236

Days per year

Annual Rainfall
50.8"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 41/100

Frequently Asked Questions

What is the median home price in Spalding County, GA?

The median home price in Spalding County, Georgia is $226.6K. The price-to-income ratio is 3.8x, meaning the median home costs 3.8 times the median household income.

What salary do you need to buy a home in Spalding County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $59.9K per year to buy the median home in Spalding County, GA. Monthly housing costs break down to $1,146 for mortgage, $158 for property tax, and $94.43 for insurance.

What is the property tax rate in Spalding County?

The effective property tax rate in Spalding County is 0.84%, which comes to approximately $1,897 per year on the median home.

What is the median household income in Spalding County?

The median household income in Spalding County, Georgia is $60.2K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.8%%.

Is Spalding County a good place to live?

Spalding County, Georgia has a population of 67.4K. Housing affordability is strong with a price-to-income ratio of 3.8x. The climate averages 63 degrees F with 236 sunny days per year. Compare Spalding County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.