St. Johns County, FL

Comprehensive housing, income, and cost of living data for St. Johns County, Florida. Population: 278.7K.

Median Home Price
$479.5K

Based on 10 cities

Median Household Income
$106.2K

Annual household income

Price-to-Income Ratio
4.5x

Moderately affordable

Salary Needed to Buy
$125.1K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$3,547

Average annual amount

Effective Tax Rate
0.74%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$2,425
Property Tax$296
Insurance$200
Total Monthly$2,920
Historical Home Prices
2015
$270.1K
2016
$280.9K
+4.0%%
2017
$295.7K
+5.3%%
2018
$311.0K
+5.2%%
2019
$320.0K
+2.9%%
2020
$344.9K
+7.8%%
2021
$441.1K
+27.9%%
2022
$511.9K
+16.1%%
2023
$511.5K
-0.1%%
2024
$502.3K
-1.8%%
2025
$482.6K
-3.9%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.3%%

Below national average

Population Density
464

People per square mile

Homicide Rate
2.9

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
78.6%
Black
4.9%
Hispanic
8.7%
Asian
3.4%
Two or More Races
3.8%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
70°F

Annual average

Sunny Days
232

Days per year

Annual Rainfall
52.5"

Inches per year

Natural Disaster Risk
High Risk

Score: 88/100

January Low
21°F

Average winter low

July High
85°F

Average summer high

Frequently Asked Questions

What is the median home price in St. Johns County, FL?

The median home price in St. Johns County, Florida is $479.5K. The price-to-income ratio is 4.5x, meaning the median home costs 4.5 times the median household income.

What salary do you need to buy a home in St. Johns County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $125.1K per year to buy the median home in St. Johns County, FL. Monthly housing costs break down to $2,425 for mortgage, $296 for property tax, and $200 for insurance.

What is the property tax rate in St. Johns County?

The effective property tax rate in St. Johns County is 0.74%, which comes to approximately $3,547 per year on the median home.

What is the median household income in St. Johns County?

The median household income in St. Johns County, Florida is $106.2K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.3%%.

Is St. Johns County a good place to live?

St. Johns County, Florida has a population of 278.7K. Housing affordability is moderate with a price-to-income ratio of 4.5x. The climate averages 70 degrees F with 232 sunny days per year. Compare St. Johns County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.