St. Joseph County, IN

Comprehensive housing, income, and cost of living data for St. Joseph County, Indiana. Population: 272.4K.

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Median Home Price

$223.3K

Based on 18 cities

Median Household Income

$64.9K

Annual household income

Price-to-Income Ratio

3.4x

Moderately affordable

Salary Needed to Buy

$57.9K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$1,559

Average annual amount

Effective Tax Rate

0.70%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$1,129

Property Tax$130

Insurance$93.04

Total Monthly$1,352

Historical Home Prices

2015

$96.9K

2016

$105.6K

+8.9%%

2017

$113.6K

+7.6%%

2018

$122.3K

+7.7%%

2019

$130.5K

+6.7%%

2020

$142.9K

+9.5%%

2021

$162.1K

+13.4%%

2022

$181.6K

+12.0%%

2023

$193.8K

+6.7%%

2024

$205.2K

+5.9%%

2025

$213.1K

+3.8%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

3.4%%

Below national average

Population Density

595

People per square mile

Homicide Rate

8.7

Medium (per 100K residents)

Political Lean (2020)

Competitive

D+0

Racial Demographics

White

69.6%

Black

12.4%

Hispanic

10.2%

Asian

2.5%

Two or More Races

4.6%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

50°F

Annual average

Sunny Days

170

Days per year

Annual Rainfall

39.9"

Inches per year

Natural Disaster Risk

High Risk

Score: 86/100

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