Stephens County, GA

Comprehensive housing, income, and cost of living data for Stephens County, Georgia. Population: 26.7K.

Median Home Price
$251.2K

Based on 3 cities

Median Household Income
$52.3K

Annual household income

Price-to-Income Ratio
4.8x

Moderately affordable

Salary Needed to Buy
$63.9K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,396

Average annual amount

Effective Tax Rate
0.56%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,270
Property Tax$116
Insurance$105
Total Monthly$1,491
Historical Home Prices
2015
$88.8K
2016
$93.4K
+5.1%%
2017
$101.5K
+8.8%%
2018
$116.8K
+15.0%%
2019
$126.9K
+8.7%%
2020
$148.6K
+17.1%%
2021
$178.8K
+20.3%%
2022
$204.6K
+14.4%%
2023
$219.0K
+7.1%%
2024
$231.2K
+5.6%%
2025
$229.2K
-0.9%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.1%%

Below national average

Population Density
150

People per square mile

Homicide Rate
16.1

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
81%
Black
10.6%
Hispanic
3.7%
Asian
1%
Two or More Races
3.5%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
61°F

Annual average

Sunny Days
208

Days per year

Annual Rainfall
55.6"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 33/100

Frequently Asked Questions

What is the median home price in Stephens County, GA?

The median home price in Stephens County, Georgia is $251.2K. The price-to-income ratio is 4.8x, meaning the median home costs 4.8 times the median household income.

What salary do you need to buy a home in Stephens County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $63.9K per year to buy the median home in Stephens County, GA. Monthly housing costs break down to $1,270 for mortgage, $116 for property tax, and $105 for insurance.

What is the property tax rate in Stephens County?

The effective property tax rate in Stephens County is 0.56%, which comes to approximately $1,396 per year on the median home.

What is the median household income in Stephens County?

The median household income in Stephens County, Georgia is $52.3K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.1%%.

Is Stephens County a good place to live?

Stephens County, Georgia has a population of 26.7K. Housing affordability is moderate with a price-to-income ratio of 4.8x. The climate averages 61 degrees F with 208 sunny days per year. Compare Stephens County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.