Sumter County, FL

Comprehensive housing, income, and cost of living data for Sumter County, Florida. Population: 131.8K.

Median Home Price
$289.9K

Based on 9 cities

Median Household Income
$73.3K

Annual household income

Price-to-Income Ratio
4.0x

Moderately affordable

Salary Needed to Buy
$78.5K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$2,940

Average annual amount

Effective Tax Rate
1.01%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,466
Property Tax$245
Insurance$121
Total Monthly$1,832
Historical Home Prices
2015
$250.6K
2016
$247.2K
-1.3%%
2017
$253.2K
+2.4%%
2018
$269.7K
+6.5%%
2019
$284.2K
+5.4%%
2020
$297.0K
+4.5%%
2021
$348.1K
+17.2%%
2022
$410.2K
+17.8%%
2023
$395.4K
-3.6%%
2024
$392.7K
-0.7%%
2025
$386.4K
-1.6%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.2%%

Below national average

Population Density
237

People per square mile

Homicide Rate
3.0

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
84.1%
Black
6.7%
Hispanic
6.1%
Asian
1%
Two or More Races
1.6%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
71°F

Annual average

Sunny Days
208

Days per year

Annual Rainfall
50.8"

Inches per year

Natural Disaster Risk
High Risk

Score: 88/100

January Low
20°F

Average winter low

July High
85°F

Average summer high

Frequently Asked Questions

What is the median home price in Sumter County, FL?

The median home price in Sumter County, Florida is $289.9K. The price-to-income ratio is 4.0x, meaning the median home costs 4.0 times the median household income.

What salary do you need to buy a home in Sumter County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $78.5K per year to buy the median home in Sumter County, FL. Monthly housing costs break down to $1,466 for mortgage, $245 for property tax, and $121 for insurance.

What is the property tax rate in Sumter County?

The effective property tax rate in Sumter County is 1.01%, which comes to approximately $2,940 per year on the median home.

What is the median household income in Sumter County?

The median household income in Sumter County, Florida is $73.3K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.2%%.

Is Sumter County a good place to live?

Sumter County, Florida has a population of 131.8K. Housing affordability is strong with a price-to-income ratio of 4.0x. The climate averages 71 degrees F with 208 sunny days per year. Compare Sumter County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.