Sumter County, GA

Comprehensive housing, income, and cost of living data for Sumter County, Georgia. Population: 29.4K.

Median Home Price
$118.4K

Based on 6 cities

Median Household Income
$41.9K

Annual household income

Price-to-Income Ratio
2.8x

Highly affordable

Salary Needed to Buy
$33.5K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,616

Average annual amount

Effective Tax Rate
1.37%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$599
Property Tax$135
Insurance$49.32
Total Monthly$782
Historical Home Prices
2015
$79.4K
2016
$74.6K
-6.1%%
2017
$74.1K
-0.6%%
2018
$79.7K
+7.6%%
2019
$80.7K
+1.1%%
2020
$92.7K
+14.9%%
2021
$105.7K
+14.0%%
2022
$118.2K
+11.8%%
2023
$122.4K
+3.6%%
2024
$122.4K
+0.0%%
2025
$121.5K
-0.8%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.9%%

Below national average

Population Density
61

People per square mile

Homicide Rate
14.4

Medium (per 100K residents)

Political Lean (2020)
Competitive

D+0

Racial Demographics

White
38.6%
Black
49.8%
Hispanic
6.2%
Asian
1.3%
Two or More Races
3.7%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
65°F

Annual average

Sunny Days
188

Days per year

Annual Rainfall
50.5"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 53/100

Frequently Asked Questions

What is the median home price in Sumter County, GA?

The median home price in Sumter County, Georgia is $118.4K. The price-to-income ratio is 2.8x, meaning the median home costs 2.8 times the median household income.

What salary do you need to buy a home in Sumter County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $33.5K per year to buy the median home in Sumter County, GA. Monthly housing costs break down to $599 for mortgage, $135 for property tax, and $49.32 for insurance.

What is the property tax rate in Sumter County?

The effective property tax rate in Sumter County is 1.37%, which comes to approximately $1,616 per year on the median home.

What is the median household income in Sumter County?

The median household income in Sumter County, Georgia is $41.9K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.9%%.

Is Sumter County a good place to live?

Sumter County, Georgia has a population of 29.4K. Housing affordability is strong with a price-to-income ratio of 2.8x. The climate averages 65 degrees F with 188 sunny days per year. Compare Sumter County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.