Union County, FL

Comprehensive housing, income, and cost of living data for Union County, Florida. Population: 15.5K.

Median Home Price
$268.1K

Based on 1 cities

Median Household Income
$64.9K

Annual household income

Price-to-Income Ratio
4.1x

Moderately affordable

Salary Needed to Buy
$66.2K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$931

Average annual amount

Effective Tax Rate
0.35%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,356
Property Tax$77.58
Insurance$112
Total Monthly$1,545
Historical Home Prices
2015
$120.9K
2016
$127.7K
+5.6%%
2017
$132.7K
+4.0%%
2018
$134.8K
+1.6%%
2019
$151.5K
+12.4%%
2020
$164.2K
+8.4%%
2021
$181.8K
+10.7%%
2022
$224.8K
+23.6%%
2023
$247.0K
+9.9%%
2024
$254.4K
+3.0%%
2025
$257.3K
+1.1%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.2%%

Below national average

Population Density
64

People per square mile

Political Lean (2020)
Competitive

R+1

Racial Demographics

White
71.3%
Black
16%
Hispanic
5.1%
Asian
0.2%
Two or More Races
7.1%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
69°F

Annual average

Sunny Days
183

Days per year

Annual Rainfall
52.0"

Inches per year

Natural Disaster Risk
Low Risk

Score: 11/100

January Low
21°F

Average winter low

July High
85°F

Average summer high

Frequently Asked Questions

What is the median home price in Union County, FL?

The median home price in Union County, Florida is $268.1K. The price-to-income ratio is 4.1x, meaning the median home costs 4.1 times the median household income.

What salary do you need to buy a home in Union County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $66.2K per year to buy the median home in Union County, FL. Monthly housing costs break down to $1,356 for mortgage, $77.58 for property tax, and $112 for insurance.

What is the property tax rate in Union County?

The effective property tax rate in Union County is 0.35%, which comes to approximately $931 per year on the median home.

What is the median household income in Union County?

The median household income in Union County, Florida is $64.9K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.2%%.

Is Union County a good place to live?

Union County, Florida has a population of 15.5K. Housing affordability is moderate with a price-to-income ratio of 4.1x. The climate averages 69 degrees F with 183 sunny days per year. Compare Union County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.