Walton County, FL

Comprehensive housing, income, and cost of living data for Walton County, Florida. Population: 76.6K.

Median Home Price
$390.7K

Based on 7 cities

Median Household Income
$79.3K

Annual household income

Price-to-Income Ratio
4.9x

Moderately affordable

Salary Needed to Buy
$97.8K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,709

Average annual amount

Effective Tax Rate
0.44%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,976
Property Tax$142
Insurance$163
Total Monthly$2,281
Historical Home Prices
2015
$333.4K
2016
$346.0K
+3.8%%
2017
$375.2K
+8.4%%
2018
$403.6K
+7.6%%
2019
$420.4K
+4.2%%
2020
$462.6K
+10.0%%
2021
$629.6K
+36.1%%
2022
$719.9K
+14.3%%
2023
$700.6K
-2.7%%
2024
$671.5K
-4.2%%
2025
$636.9K
-5.1%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.2%%

Below national average

Population Density
74

People per square mile

Homicide Rate
4.0

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
81.5%
Black
3.8%
Hispanic
8.2%
Asian
1.1%
Two or More Races
4.4%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
67°F

Annual average

Sunny Days
200

Days per year

Annual Rainfall
62.0"

Inches per year

Natural Disaster Risk
High Risk

Score: 89/100

January Low
20°F

Average winter low

July High
85°F

Average summer high