White County, IL

Comprehensive housing, income, and cost of living data for White County, Illinois. Population: 13.8K.

Median Home Price
$95.2K

Based on 5 cities

Median Household Income
$53.1K

Annual household income

Price-to-Income Ratio
1.8x

Highly affordable

Salary Needed to Buy
$27.3K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,388

Average annual amount

Effective Tax Rate
1.46%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$481
Property Tax$116
Insurance$39.65
Total Monthly$636
Historical Home Prices
2016
$101.6K
2017
$105.7K
+4.1%%
2018
$99.4K
-6.0%%
2019
$106.6K
+7.2%%
2020
$115.3K
+8.2%%
2021
$115.6K
+0.3%%
2022
$115.1K
-0.4%%
2023
$106.6K
-7.4%%
2024
$100.8K
-5.4%%
2025
$100.6K
-0.2%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
4.9%%

Near national average

Population Density
28

People per square mile

Homicide Rate
17.6

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+1

Racial Demographics

White
95.8%
Black
0.7%
Hispanic
1.5%
Asian
0.2%
Two or More Races
1.7%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
57°F

Annual average

Sunny Days
156

Days per year

Annual Rainfall
46.9"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 54/100

Frequently Asked Questions

What is the median home price in White County, IL?

The median home price in White County, Illinois is $95.2K. The price-to-income ratio is 1.8x, meaning the median home costs 1.8 times the median household income.

What salary do you need to buy a home in White County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $27.3K per year to buy the median home in White County, IL. Monthly housing costs break down to $481 for mortgage, $116 for property tax, and $39.65 for insurance.

What is the property tax rate in White County?

The effective property tax rate in White County is 1.46%, which comes to approximately $1,388 per year on the median home.

What is the median household income in White County?

The median household income in White County, Illinois is $53.1K per year, based on Census Bureau American Community Survey data. The unemployment rate is 4.9%%.

Is White County a good place to live?

White County, Illinois has a population of 13.8K. Housing affordability is strong with a price-to-income ratio of 1.8x. The climate averages 57 degrees F with 156 sunny days per year. Compare White County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.