Whiteside County, IL

Comprehensive housing, income, and cost of living data for Whiteside County, Illinois. Population: 55.6K.

Median Home Price
$155.4K

Based on 10 cities

Median Household Income
$64.5K

Annual household income

Price-to-Income Ratio
2.4x

Highly affordable

Salary Needed to Buy
$46.0K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$2,676

Average annual amount

Effective Tax Rate
1.72%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$786
Property Tax$223
Insurance$64.73
Total Monthly$1,073
Historical Home Prices
2015
$96.4K
2016
$95.9K
-0.5%%
2017
$95.4K
-0.6%%
2018
$86.5K
-9.3%%
2019
$98.7K
+14.1%%
2020
$106.3K
+7.7%%
2021
$109.7K
+3.3%%
2022
$118.4K
+7.9%%
2023
$123.3K
+4.1%%
2024
$128.8K
+4.4%%
2025
$136.1K
+5.7%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
5.3%%

Near national average

Population Density
81

People per square mile

Homicide Rate
3.1

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
82.1%
Black
1%
Hispanic
13.1%
Asian
0.5%
Two or More Races
3.1%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
50°F

Annual average

Sunny Days
166

Days per year

Annual Rainfall
38.4"

Inches per year

Natural Disaster Risk
High Risk

Score: 66/100

Frequently Asked Questions

What is the median home price in Whiteside County, IL?

The median home price in Whiteside County, Illinois is $155.4K. The price-to-income ratio is 2.4x, meaning the median home costs 2.4 times the median household income.

What salary do you need to buy a home in Whiteside County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $46.0K per year to buy the median home in Whiteside County, IL. Monthly housing costs break down to $786 for mortgage, $223 for property tax, and $64.73 for insurance.

What is the property tax rate in Whiteside County?

The effective property tax rate in Whiteside County is 1.72%, which comes to approximately $2,676 per year on the median home.

What is the median household income in Whiteside County?

The median household income in Whiteside County, Illinois is $64.5K per year, based on Census Bureau American Community Survey data. The unemployment rate is 5.3%%.

Is Whiteside County a good place to live?

Whiteside County, Illinois has a population of 55.6K. Housing affordability is strong with a price-to-income ratio of 2.4x. The climate averages 50 degrees F with 166 sunny days per year. Compare Whiteside County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.