Whitley County, IN

Comprehensive housing, income, and cost of living data for Whitley County, Indiana. Population: 34.3K.

Median Home Price
$276.4K

Based on 4 cities

Median Household Income
$75.8K

Annual household income

Price-to-Income Ratio
3.6x

Moderately affordable

Salary Needed to Buy
$70.0K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,432

Average annual amount

Effective Tax Rate
0.52%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,398
Property Tax$119
Insurance$115
Total Monthly$1,632
Historical Home Prices
2015
$131.1K
2016
$138.9K
+6.0%%
2017
$146.2K
+5.3%%
2018
$154.5K
+5.6%%
2019
$166.7K
+7.9%%
2020
$183.3K
+10.0%%
2021
$208.2K
+13.6%%
2022
$226.2K
+8.6%%
2023
$241.0K
+6.5%%
2024
$253.7K
+5.3%%
2025
$266.7K
+5.1%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.6%%

Below national average

Population Density
102

People per square mile

Homicide Rate
7.6

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
92.7%
Black
0.2%
Hispanic
2.6%
Asian
0.3%
Two or More Races
3.6%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
50°F

Annual average

Sunny Days
152

Days per year

Annual Rainfall
38.8"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 25/100

Frequently Asked Questions

What is the median home price in Whitley County, IN?

The median home price in Whitley County, Indiana is $276.4K. The price-to-income ratio is 3.6x, meaning the median home costs 3.6 times the median household income.

What salary do you need to buy a home in Whitley County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $70.0K per year to buy the median home in Whitley County, IN. Monthly housing costs break down to $1,398 for mortgage, $119 for property tax, and $115 for insurance.

What is the property tax rate in Whitley County?

The effective property tax rate in Whitley County is 0.52%, which comes to approximately $1,432 per year on the median home.

What is the median household income in Whitley County?

The median household income in Whitley County, Indiana is $75.8K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.6%%.

Is Whitley County a good place to live?

Whitley County, Indiana has a population of 34.3K. Housing affordability is strong with a price-to-income ratio of 3.6x. The climate averages 50 degrees F with 152 sunny days per year. Compare Whitley County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.