Winnebago County, IL

Comprehensive housing, income, and cost of living data for Winnebago County, Illinois. Population: 284.6K.

Median Home Price
$209.6K

Based on 17 cities

Median Household Income
$64.4K

Annual household income

Price-to-Income Ratio
3.3x

Moderately affordable

Salary Needed to Buy
$62.9K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$3,850

Average annual amount

Effective Tax Rate
1.84%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,060
Property Tax$321
Insurance$87.32
Total Monthly$1,468
Historical Home Prices
2015
$83.6K
2016
$91.7K
+9.7%%
2017
$98.2K
+7.0%%
2018
$103.7K
+5.6%%
2019
$109.8K
+5.9%%
2020
$118.3K
+7.7%%
2021
$133.6K
+13.0%%
2022
$145.5K
+8.9%%
2023
$162.3K
+11.6%%
2024
$178.4K
+9.9%%
2025
$193.3K
+8.3%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
5.0%%

Near national average

Population Density
555

People per square mile

Homicide Rate
9.8

Medium (per 100K residents)

Political Lean (2020)
Competitive

D+0

Racial Demographics

White
64.8%
Black
12.9%
Hispanic
15%
Asian
2.8%
Two or More Races
4.1%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
49°F

Annual average

Sunny Days
196

Days per year

Annual Rainfall
37.4"

Inches per year

Natural Disaster Risk
High Risk

Score: 92/100

Frequently Asked Questions

What is the median home price in Winnebago County, IL?

The median home price in Winnebago County, Illinois is $209.6K. The price-to-income ratio is 3.3x, meaning the median home costs 3.3 times the median household income.

What salary do you need to buy a home in Winnebago County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $62.9K per year to buy the median home in Winnebago County, IL. Monthly housing costs break down to $1,060 for mortgage, $321 for property tax, and $87.32 for insurance.

What is the property tax rate in Winnebago County?

The effective property tax rate in Winnebago County is 1.84%, which comes to approximately $3,850 per year on the median home.

What is the median household income in Winnebago County?

The median household income in Winnebago County, Illinois is $64.4K per year, based on Census Bureau American Community Survey data. The unemployment rate is 5.0%%.

Is Winnebago County a good place to live?

Winnebago County, Illinois has a population of 284.6K. Housing affordability is strong with a price-to-income ratio of 3.3x. The climate averages 49 degrees F with 196 sunny days per year. Compare Winnebago County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.