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Cost of Living Comparison 2026

📍 Abilene, TX — ZIP-level rent data · COL adjusted from Fort Worth, TX area

$

Numbers update automatically as you type

You'd spend $1.3K/month more in Austin, TX

$150.0K in your current city equals $165.2K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 16.9%
More expensive
Monthly Impact
$1,270
Extra cost
Annual Impact
$15.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Abilene, TX

Population:129K
Cost Index:100
Median Home:$195K

Austin, TX

Population:979K
Cost Index:117
Median Home:$558K

Abilene, TX

The Lone Star State

129K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 129K residents.

💡 Advantage: Texas has no state income tax!

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Live music capital
  • •Major tech hub
  • •SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Abilene, TX vs Austin, TX

🏠Housing
↑ 54.7%
Abilene, TX
$1,865
Austin, TX
$2,885
Difference
$1,020
more
📦Other
↑ 8.9%
Abilene, TX
$1,599
Austin, TX
$1,741
Difference
$142
more
🚗Transportation
↑ 7.8%
Abilene, TX
$1,191
Austin, TX
$1,284
Difference
$93.43
more
🛒Groceries
↑ 8.4%
Abilene, TX
$885
Austin, TX
$959
Difference
$74.05
more
⚡All Utilities
↑ 2.8%
Abilene, TX
$526
Austin, TX
$541
Difference
$14.79
more
🏥Healthcare
↑ 0.7%
Abilene, TX
$585
Austin, TX
$589
Difference
$3.92
more

🏠Rent Comparison

Studio
From$788
To$1,585
↑ $797
1 Bed
From$796
To$1,685
↑ $889
2 Bed
From$993
To$1,995
↑ $1,002
3 Bed
From$1,285
To$2,525
↑ $1,240
Abilene, TXZIP-level data

1BR range: $900–$1,090/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,651
Monthly in Abilene, TX
$7,998
Monthly in Austin, TX
$1,348
Difference

Home Values

Abilene
Austin
$195K
Median Value
$558K
↑ +2.8%
YoY Change
↓ -5%
↑ +30.4%
5-Year Change
↑ +12.6%
$130K - $285K
Price Range
$272K - $1.26M

Homes in Austin are 186% more expensive than Abilene

Calculate payment - AbileneCalculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Abilene, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Abilene, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Abilene
Austin
54 Moderate
Air Quality
52 Moderate
35.5%
Good Air Days
42.6%
99 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.7°F
2050 Outlook
▲+2.5°F
94 days
Heat Days >95°F
98 days
▲+2.7°F
2050 Outlook
▲+2.5°F
94 days
Heat Days >95°F
98 days

Where your money goes further

Cities cheaper than Abilene, TX on a $150.0K salary

1.Indianapolis, IN
Save $92.61/mo
2.St. Louis, MO
Save $92.61/mo

Similar cost to Austin, TX

Other cities in a similar price range

Denver, CORaleigh, NCCharlotte, NC

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