Ada, OH vs Hancock, MI: Cost of Living

Which city costs less?

Hancock, MI has a modeled overall cost index 11.0% lower than Ada, OH.

Ada, OH · modeled 2BR rent
$990 / month
Hancock, MI · modeled 2BR rent
$970 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Ada, OH and Hancock, MI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated savings: $635/month in Hancock, MI

$150,000 in your current city has a modeled equivalent of $142,383 in Hancock, MI

Regional cost estimates: Ada, OH uses Columbus, OH. Hancock, MI uses Saint Paul, MN. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 11.0%
Less expensive
Monthly Impact
$635
Savings
Annual Impact
$7.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Ada, OH

Population:5K
Cost Index:
81.2
100 = national average
Typical Home:$215K

Hancock, MI

Population:5K
Cost Index:
72.3
100 = national average
Typical Home:$210K

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Ada, OH

The Buckeye State

5K
Population
State Tax
Yes

Located in Ohio, this city has a population of 5K residents.

Hancock, MI

The Great Lakes State

5K
Population
State Tax
Yes

Located in Michigan, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: Ada, OH vs Hancock, MI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↓ 22.9%
Ada, OH
$1,481
Hancock, MI
$1,141
Difference
$340
less
Other
↓ 15.5%
Ada, OH
$1,687
Hancock, MI
$1,426
Difference
$261
less
Groceries
↓ 7.2%
Ada, OH
$1,106
Hancock, MI
$1,026
Difference
$80.12
less
Healthcare
↑ 8.7%
Ada, OH
$693
Hancock, MI
$754
Difference
$60.61
more
All Utilities
↓ 4.4%
Ada, OH
$530
Hancock, MI
$507
Difference
$23.46
less
Housing
↑ 0.5%
Ada, OH
$2,003
Hancock, MI
$2,012
Difference
$9.09
more

🏠Rent Comparison

Studio
From$820
To$790
↓ $30.00
1 Bed
From$820
To$800
↓ $20.00
2 Bed
From$990
To$970
↓ $20.00
3 Bed
From$1,250
To$1,350
↑ $100
Ada, OHZIP-level data

1BR range: $820–$820/mo

Hancock, MIZIP-level data

1BR range: $800–$800/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Ada, OH
$6,865
Monthly in Hancock, MI
$635
Difference

Home Values

Ada
Hancock
$215K
Median Value
$210K
↑ +8.5%
YoY Change
↑ +9.3%
↑ +46.3%
5-Year Change
↑ +45.5%

Homes in Hancock are 3% less expensive than Ada

Calculate payment - AdaCalculate payment - Hancock

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $1.9K
More taxes
Monthly Difference
$162
Less take-home
Effective Rate Diff
1.3%
Rate difference

Ada, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Hancock, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Additional Tax Information

Ada, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Hancock, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Ada
Hancock
53 Moderate
Air Quality
36 Good
41.3%
Good Air Days
72.4%
98 High
Climate Risk
95 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+3.7°F
18 days
Heat Days >95°F
14 days
▲+3.1°F
2050 Outlook
▲+3.7°F
18 days
Heat Days >95°F
14 days

Before moving from Ada, OH to Hancock, MI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Hancock, MI for the same bedroom count and included utilities as your home in Ada, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Ada to Hancock moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Hancock, MI by cost, housing, population and region.

Frequently Asked Questions: Ada, OH vs Hancock, MI

How do the cost estimates for Ada, OH and Hancock, MI compare?

Hancock, MI has a modeled overall cost index 11.0% lower than Ada, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Ada, OH, the model estimates $142,383 in Hancock, MI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Ada, OH and Hancock, MI?

The modeled two-bedroom rents are $990/month in Ada, OH and $970/month in Hancock, MI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Michigan on TaxTakeHome.com

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