Is Indianapolis, IN cheaper than Adelanto, CA?

Based on cost of living data, Indianapolis, IN is 16.6% cheaper than Adelanto, CA. This translates to saving $1244 per month.

What salary do I need in Indianapolis, IN to live like I do in Adelanto, CA?

If you earn $150,000 in Adelanto, CA, you'd need approximately $135,069.076 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Adelanto, CA and Indianapolis, IN?

Housing in Indianapolis, IN is 25.0% cheaper than in Adelanto, CA. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,699/month in Adelanto, CA.

How much can I save per month by moving from Adelanto, CA to Indianapolis, IN?

Moving from Adelanto, CA to Indianapolis, IN could save you approximately $1244 per month, or $14931 per year, based on a $150,000 salary.

Adelanto, CA vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Adelanto, CA — ZIP-level rent data · COL adjusted from San Bernardino, CA area

Current salary in Adelanto, CA

Numbers update automatically as you type

You'd save $1.2K/month moving to Indianapolis, IN

$150.0K in your current city equals $135.1K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 16.6%

Less expensive

Monthly Impact

$1,244

Savings

Annual Impact

$14.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Adelanto, CA

Population:38K

Cost Index:100

Median Home:$390K

Indianapolis, IN

Population:888K

Cost Index:83

Median Home:$176K

Adelanto, CA

The Golden State

38K

Population

State Tax

Yes

Located in California, this city has a population of 38K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Adelanto, CA vs Indianapolis, IN

Category	Adelanto, CA	Indianapolis, IN	Difference	Change
🚗Transportation	$2,084/mo	$1,188/mo	↓ $896less	43.0%
🏠Housing	$2,598/mo	$1,949/mo	↓ $649less	25.0%
🛒Groceries	$1,021/mo	$919/mo	↓ $102less	10.0%
⚡All Utilities	$548/mo	$503/mo	↓ $45.02less	8.2%
🏥Healthcare	$542/mo	$582/mo	↑ $40.50more	7.5%
📦Other	$1,584/mo	$1,590/mo	↑ $5.92more	0.4%

🚗Transportation

↓ 43.0%

Adelanto, CA

$2,084

Indianapolis, IN

$1,188

Difference

$896

less

🏠Housing

↓ 25.0%

Adelanto, CA

$2,598

Indianapolis, IN

$1,949

Difference

$649

less

🛒Groceries

↓ 10.0%

Adelanto, CA

$1,021

Indianapolis, IN

$919

Difference

$102

less

⚡All Utilities

↓ 8.2%

Adelanto, CA

$548

Indianapolis, IN

$503

Difference

$45.02

less

🏥Healthcare

↑ 7.5%

Adelanto, CA

$542

Indianapolis, IN

$582

Difference

$40.50

📦Other

↑ 0.4%

Adelanto, CA

$1,584

Indianapolis, IN

$1,590

Difference

$5.92

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Adelanto, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,182

To$1,030

↓ $152

1 Bed

From$1,338

To$1,170

↓ $168

2 Bed

From$1,699

To$1,360

↓ $339

3 Bed

From$2,175

To$1,760

↓ $415

Adelanto, CAZIP-level data

1BR range: $1,630–$1,630/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,377

Monthly in Adelanto, CA

$6,732

Monthly in Indianapolis, IN

$1,645

Difference

Home Values

Adelanto

Indianapolis

$390K

Median Value

$176K

↓ -1.7%

YoY Change

↓ -1.1%

↑ +44%

5-Year Change

↑ +26.9%

$390K

Price Range

$109K - $340K

Homes in Indianapolis are 55% less expensive than Adelanto

Calculate payment - Adelanto Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.8K

Per year

Monthly Difference

$482

More take-home

Effective Rate Diff

3.9%

Rate difference

Adelanto, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Adelanto, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.