Is Indianapolis, IN cheaper than Agawam Town, MA?

Based on cost of living data, Indianapolis, IN is 12.9% cheaper than Agawam Town, MA. This translates to saving $968 per month.

What salary do I need in Indianapolis, IN to live like I do in Agawam Town, MA?

If you earn $150,000 in Agawam Town, MA, you'd need approximately $138,386.401 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Agawam Town, MA and Indianapolis, IN?

Housing in Indianapolis, IN is 38.8% cheaper than in Agawam Town, MA. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,767/month in Agawam Town, MA.

How much can I save per month by moving from Agawam Town, MA to Indianapolis, IN?

Moving from Agawam Town, MA to Indianapolis, IN could save you approximately $968 per month, or $11614 per year, based on a $150,000 salary.

Agawam Town, MA vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Agawam Town, MA — COL adjusted from Boston, MA area + state data

Current salary in Agawam Town, MA

Numbers update automatically as you type

You'd save $968/month moving to Indianapolis, IN

$150.0K in your current city equals $138.4K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 12.9%

Less expensive

Monthly Impact

$968

Savings

Annual Impact

$11.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Agawam Town, MA

Population:28K

Cost Index:100

Median Home:$961K

Indianapolis, IN

Population:888K

Cost Index:87

Median Home:$176K

Agawam Town, MA

The Bay State

28K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 28K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Agawam Town, MA vs Indianapolis, IN

Category	Agawam Town, MA	Indianapolis, IN	Difference	Change
🏠Housing	$3,183/mo	$1,949/mo	↓ $1,234less	38.8%
📦Other	$1,223/mo	$1,590/mo	↑ $367more	30.0%
⚡All Utilities	$586/mo	$503/mo	↓ $83.38less	14.2%
🚗Transportation	$1,227/mo	$1,188/mo	↓ $38.71less	3.2%
🛒Groceries	$884/mo	$919/mo	↑ $35.69more	4.0%
🏥Healthcare	$609/mo	$582/mo	↓ $26.35less	4.3%

🏠Housing

↓ 38.8%

Agawam Town, MA

$3,183

Indianapolis, IN

$1,949

Difference

$1,234

less

📦Other

↑ 30.0%

Agawam Town, MA

$1,223

Indianapolis, IN

$1,590

Difference

$367

⚡All Utilities

↓ 14.2%

Agawam Town, MA

$586

Indianapolis, IN

$503

Difference

$83.38

less

🚗Transportation

↓ 3.2%

Agawam Town, MA

$1,227

Indianapolis, IN

$1,188

Difference

$38.71

less

🛒Groceries

↑ 4.0%

Agawam Town, MA

$884

Indianapolis, IN

$919

Difference

$35.69

🏥Healthcare

↓ 4.3%

Agawam Town, MA

$609

Indianapolis, IN

$582

Difference

$26.35

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Agawam Town, MA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,225

To$1,030

↓ $195

1 Bed

From$1,425

To$1,170

↓ $255

2 Bed

From$1,767

To$1,360

↓ $407

3 Bed

From$2,279

To$1,760

↓ $519

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,712

Monthly in Agawam Town, MA

$6,732

Monthly in Indianapolis, IN

$980

Difference

Home Values

Agawam Town

Indianapolis

Median Value

$176K

YoY Change

↓ -1.1%

5-Year Change

↑ +26.9%

Price Range

$109K - $340K

Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$221

More take-home

Effective Rate Diff

1.8%

Rate difference

Agawam Town, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Agawam Town, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.