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Cost of Living Comparison 2026

๐Ÿ“ Agawam Town, MA โ€” COL adjusted from Boston, MA area + state data

$

Numbers update automatically as you type

You'd spend $249/month more in Phoenix, AZ

$150.0K in your current city equals $153.0K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 3.3%
More expensive
Monthly Impact
$249
Extra cost
Annual Impact
$3.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Agawam Town, MA

Population:28K
Cost Index:100
Median Home:$961K

Phoenix, AZ

Population:1608K
Cost Index:103
Median Home:$414K

Agawam Town, MA

The Bay State

28K
Population
State Tax
Yes

Located in Massachusetts, this city has a population of 28K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Agawam Town, MA vs Phoenix, AZ

๐Ÿ“ฆOther
โ†‘ 37.1%
Agawam Town, MA
$1,223
Phoenix, AZ
$1,677
Difference
$454
more
๐Ÿ Housing
โ†“ 12.4%
Agawam Town, MA
$3,183
Phoenix, AZ
$2,788
Difference
$395
less
๐Ÿš—Transportation
โ†‘ 21.3%
Agawam Town, MA
$1,227
Phoenix, AZ
$1,489
Difference
$262
more
๐Ÿ›’Groceries
โ†‘ 9.0%
Agawam Town, MA
$884
Phoenix, AZ
$963
Difference
$79.66
more
โšกAll Utilities
โ†“ 4.3%
Agawam Town, MA
$586
Phoenix, AZ
$561
Difference
$24.92
less
๐ŸฅHealthcare
โ†“ 3.3%
Agawam Town, MA
$609
Phoenix, AZ
$589
Difference
$20.16
less

๐Ÿ Rent Comparison

Studio
From$1,225
To$1,390
โ†‘ $165
1 Bed
From$1,425
To$1,510
โ†‘ $85.00
2 Bed
From$1,767
To$1,750
โ†“ $17.00
3 Bed
From$2,279
To$2,330
โ†‘ $51.00
Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,712
Monthly in Agawam Town, MA
$8,068
Monthly in Phoenix, AZ
$356
Difference

Home Values

Agawam Town
Phoenix
-
Median Value
$414K
-
YoY Change
โ†“ -3.1%
-
5-Year Change
โ†‘ +30.2%
-
Price Range
$274K - $957K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.3K
Per year
Monthly Difference
$189
More take-home
Effective Rate Diff
1.5%
Rate difference

Agawam Town, MA

Federal Income Tax
Effective: 18.9%
$25.5K
Massachusetts State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Agawam Town, MA Tax Rates

Sales Tax:6.3%
Property Tax:1.2%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Agawam Town
Phoenix
36 Good
Air Quality
77 Moderate
79.5%
Good Air Days
9%
94 Moderate
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
6 days
Heat Days >95ยฐF
162 days
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
6 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Massachusetts and Arizona on TaxTakeHome.com

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