Alamo, TN vs Calvert City, KY: Cost of Living

Which city costs less?

Calvert City, KY has a modeled overall cost index 3.7% higher than Alamo, TN.

Alamo, TN · modeled 2BR rent
$1,000 / month
Calvert City, KY · modeled 2BR rent
$940 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Alamo, TN and Calvert City, KY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $236/month in Calvert City, KY

$150,000 in your current city has a modeled equivalent of $152,830 in Calvert City, KY

Regional cost estimates: Alamo, TN uses Memphis, TN. Calvert City, KY uses Nashville, TN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 3.7%
More expensive
Monthly Impact
$236
Extra cost
Annual Impact
$2.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Alamo, TN

Population:2K
Cost Index:
76.8
100 = national average
Typical Home:$171K

Calvert City, KY

Population:3K
Cost Index:
79.6
100 = national average
Typical Home:$175K

Planning the move to Calvert City?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Alamo, TN

The Volunteer State

2K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 2K residents.

💡 Advantage: Tennessee has no state income tax!

Calvert City, KY

The Bluegrass State

3K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Alamo, TN vs Calvert City, KY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 24.3%
Alamo, TN
$1,862
Calvert City, KY
$2,315
Difference
$453
more
Transportation
↓ 10.6%
Alamo, TN
$1,394
Calvert City, KY
$1,246
Difference
$148
less
Groceries
↓ 6.0%
Alamo, TN
$1,114
Calvert City, KY
$1,048
Difference
$66.61
less
All Utilities
↓ 8.9%
Alamo, TN
$629
Calvert City, KY
$573
Difference
$55.87
less
Healthcare
↑ 7.3%
Alamo, TN
$625
Calvert City, KY
$670
Difference
$45.36
more
Other
↑ 0.4%
Alamo, TN
$1,877
Calvert City, KY
$1,884
Difference
$7.48
more

🏠Rent Comparison

Studio
From$720
To$670
↓ $50.00
1 Bed
From$780
To$820
↑ $40.00
2 Bed
From$1,000
To$940
↓ $60.00
3 Bed
From$1,280
To$1,270
↓ $10.00
Alamo, TNZIP-level data

1BR range: $780–$780/mo

Calvert City, KYZIP-level data

1BR range: $820–$820/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Alamo, TN
$7,736
Monthly in Calvert City, KY
$236
Difference

Home Values

Alamo
Calvert City
$171K
Median Value
$175K
↑ +4.9%
YoY Change
↑ +3.9%
↑ +47.5%
5-Year Change
↑ +44.7%

Homes in Calvert City are 2% more expensive than Alamo

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $7.5K
More taxes
Monthly Difference
$625
Less take-home
Effective Rate Diff
5.0%
Rate difference

Alamo, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Calvert City, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Additional Tax Information

Alamo, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Calvert City, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Alamo
Calvert City
55 Moderate
Air Quality
50 Good
34.4%
Good Air Days
51.6%
99 High
Climate Risk
97 High
🌊🌡🫨
Top Hazards
🌊🫨🌪
▲+2.8°F
2050 Outlook
▲+2.8°F
54 days
Heat Days >95°F
42 days
▲+2.8°F
2050 Outlook
▲+2.8°F
54 days
Heat Days >95°F
42 days

Before moving from Alamo, TN to Calvert City, KY

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Calvert City, KY for the same bedroom count and included utilities as your home in Alamo, TN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Alamo to Calvert City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Calvert City, KY by cost, housing, population and region.

Frequently Asked Questions: Alamo, TN vs Calvert City, KY

How do the cost estimates for Alamo, TN and Calvert City, KY compare?

Calvert City, KY has a modeled overall cost index 3.7% higher than Alamo, TN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Alamo, TN, the model estimates $152,830 in Calvert City, KY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Alamo, TN and Calvert City, KY?

The modeled two-bedroom rents are $1,000/month in Alamo, TN and $940/month in Calvert City, KY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Tennessee and Kentucky on TaxTakeHome.com

Similar cost to Calvert City, KY

Other cities in a similar price range

Want to compare different cities?

New Comparison