Is Dallas, TX cheaper than Albany, GA?

Based on cost of living data, Dallas, TX is 9.7% more expensive than Albany, GA. This translates to spending an extra $728 per month.

What salary do I need in Dallas, TX to live like I do in Albany, GA?

If you earn $150,000 in Albany, GA, you'd need approximately $158,738.652 in Dallas, TX to maintain the same standard of living.

How does housing cost compare between Albany, GA and Dallas, TX?

Housing in Dallas, TX is 17.5% more expensive than in Albany, GA. For a two-bedroom apartment, rent is $1,765/month in Dallas, TX compared to $1,291/month in Albany, GA.

How much can I save per month by moving from Albany, GA to Dallas, TX?

Living in Dallas, TX costs approximately $728 more per month than Albany, GA, or $8739 more per year, based on a $150,000 salary.

Albany, GA vs Dallas, TX: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Albany, GA — ZIP-level rent data · COL adjusted from Columbus, GA area

Current salary in Albany, GA

Numbers update automatically as you type

You'd spend $728/month more in Dallas, TX

$150.0K in your current city equals $158.7K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 9.7%

More expensive

Monthly Impact

$728

Extra cost

Annual Impact

$8.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Albany, GA

Population:67K

Cost Index:100

Median Home:$106K

Dallas, TX

Population:1304K

Cost Index:110

Median Home:$292K

Albany, GA

The Peach State

67K

Population

State Tax

Yes

Located in Georgia, this city has a population of 67K residents.

Dallas, TX

The Lone Star State

1.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major business center
•No state income tax
•Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Albany, GA vs Dallas, TX

Category	Albany, GA	Dallas, TX	Difference	Change
🏠Housing	$2,035/mo	$2,391/mo	↑ $356more	17.5%
🚗Transportation	$1,532/mo	$1,298/mo	↓ $234less	15.3%
📦Other	$1,665/mo	$1,774/mo	↑ $109more	6.6%
🏥Healthcare	$529/mo	$632/mo	↑ $103more	19.5%
⚡All Utilities	$601/mo	$563/mo	↓ $38.62less	6.4%
🛒Groceries	$987/mo	$979/mo	↓ $7.52less	0.8%

🏠Housing

↑ 17.5%

Albany, GA

$2,035

Dallas, TX

$2,391

Difference

$356

🚗Transportation

↓ 15.3%

Albany, GA

$1,532

Dallas, TX

$1,298

Difference

$234

less

📦Other

↑ 6.6%

Albany, GA

$1,665

Dallas, TX

$1,774

Difference

$109

🏥Healthcare

↑ 19.5%

Albany, GA

$529

Dallas, TX

$632

Difference

$103

⚡All Utilities

↓ 6.4%

Albany, GA

$601

Dallas, TX

$563

Difference

$38.62

less

🛒Groceries

↓ 0.8%

Albany, GA

$987

Dallas, TX

$979

Difference

$7.52

less

🏠Rent Comparison

Studio

From$1,106

To$1,450

↑ $344

1 Bed

From$1,148

To$1,505

↑ $357

2 Bed

From$1,291

To$1,765

↑ $474

3 Bed

From$1,751

To$2,220

↑ $469

Albany, GAZIP-level data

1BR range: $980–$1,190/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,349

Monthly in Albany, GA

$7,637

Monthly in Dallas, TX

$288

Difference

Home Values

Albany

Dallas

$106K

Median Value

$292K

↓ -7.7%

YoY Change

↓ -3.1%

↑ +32.8%

5-Year Change

↑ +27.1%

$77K - $135K

Price Range

$138K - $2.01M

Homes in Dallas are 176% more expensive than Albany

Calculate payment - Albany Calculate payment - Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $8.5K

Per year

Monthly Difference

$704

More take-home

Effective Rate Diff

5.6%

Rate difference

Albany, GA

Federal Income Tax

Effective: 18.9%

$25.5K

Georgia State Tax

Effective: 5.6%

$8.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.5K

Take-Home Pay

$8,711/month

$104.5K

Dallas, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Albany, GA Tax Rates

Sales Tax:7.3%

Property Tax:0.9%

Dallas, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.