Is Fort Worth, TX cheaper than Albuquerque, NM?

Based on cost of living data, Fort Worth, TX is 6.3% more expensive than Albuquerque, NM. This translates to spending an extra $474 per month.

What salary do I need in Fort Worth, TX to live like I do in Albuquerque, NM?

If you earn $150,000 in Albuquerque, NM, you'd need approximately $155,684.211 in Fort Worth, TX to maintain the same standard of living.

How does housing cost compare between Albuquerque, NM and Fort Worth, TX?

Housing in Fort Worth, TX is 4.5% more expensive than in Albuquerque, NM. For a two-bedroom apartment, rent is $1,620/month in Fort Worth, TX compared to $1,490/month in Albuquerque, NM.

How much can I save per month by moving from Albuquerque, NM to Fort Worth, TX?

Living in Fort Worth, TX costs approximately $474 more per month than Albuquerque, NM, or $5684 more per year, based on a $150,000 salary.

Albuquerque, NM vs Fort Worth, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Albuquerque, NM

Numbers update automatically as you type

You'd spend $474/month more in Fort Worth, TX

$150.0K in your current city equals $155.7K in Fort Worth, TX

Rent data from HUD ZIP-level estimates · COL index from Albuquerque, NM area

Overall Cost

↑ 6.3%

More expensive

Monthly Impact

$474

Extra cost

Annual Impact

$5.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Albuquerque, NM

Population:565K

Cost Index:

100

100 = national average

Median Home:$337K

Fort Worth, TX

Population:919K

Cost Index:

106

(6% above avg)

Median Home:$263K

Albuquerque, NM

The Land of Enchantment

565K

Population

State Tax

Yes

Located in New Mexico, this city has a population of 565K residents.

Fort Worth, TX

The Lone Star State

919K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 919K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Albuquerque, NM vs Fort Worth, TX

Category	Albuquerque, NM	Fort Worth, TX	Difference	Change
Housing	$2,287/mo	$2,391/mo	↑ $104more	4.5%
Healthcare	$545/mo	$632/mo	↑ $86.74more	15.9%
All Utilities	$503/mo	$563/mo	↑ $60.11more	12.0%
Other	$1,724/mo	$1,774/mo	↑ $50.22more	2.9%
Transportation	$1,339/mo	$1,298/mo	↓ $40.98less	3.1%
Groceries	$959/mo	$979/mo	↑ $19.99more	2.1%

Housing

↑ 4.5%

Albuquerque, NM

$2,287

Fort Worth, TX

$2,391

Difference

$104

Healthcare

↑ 15.9%

Albuquerque, NM

$545

Fort Worth, TX

$632

Difference

$86.74

All Utilities

↑ 12.0%

Albuquerque, NM

$503

Fort Worth, TX

$563

Difference

$60.11

Other

↑ 2.9%

Albuquerque, NM

$1,724

Fort Worth, TX

$1,774

Difference

$50.22

Transportation

↓ 3.1%

Albuquerque, NM

$1,339

Fort Worth, TX

$1,298

Difference

$40.98

less

Groceries

↑ 2.1%

Albuquerque, NM

$959

Fort Worth, TX

$979

Difference

$19.99

🏠Rent Comparison

Studio

From$1,030

To$1,340

↑ $310

1 Bed

From$1,205

To$1,390

↑ $185

2 Bed

From$1,490

To$1,620

↑ $130

3 Bed

From$2,070

To$2,140

↑ $70.00

Albuquerque, NMZIP-level data

1BR range: $1,000–$1,780/mo

Fort Worth, TXZIP-level data

1BR range: $1,170–$2,210/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,357

Monthly in Albuquerque, NM

$7,637

Monthly in Fort Worth, TX

$280

Difference

Home Values

Albuquerque

Fort Worth

$337K

Median Value

$263K

↑ +1.3%

YoY Change

↓ -3.7%

↑ +42.4%

5-Year Change

↑ +27.5%

$242K - $734K

Price Range

$161K - $673K

Homes in Fort Worth are 22% less expensive than Albuquerque

Calculate payment - Albuquerque Calculate payment - Fort Worth

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.1K

Per year

Monthly Difference

$589

More take-home

Effective Rate Diff

4.7%

Rate difference

Albuquerque, NM

Federal Income Tax

Effective: 18.9%

$25.5K

New Mexico State Tax

Effective: 4.7%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,826/month

$105.9K

Fort Worth, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Albuquerque, NM Tax Rates

Sales Tax:7.6%

Property Tax:0.8%

Fort Worth, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.