Is Austin, TX cheaper than Allen, TX?

Based on cost of living data, Austin, TX is 0.8% cheaper than Allen, TX. The two cities have very similar living costs.

What salary do I need in Austin, TX to live like I do in Allen, TX?

If you earn $150,000 in Allen, TX, you'd need approximately $149,273.359 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Allen, TX and Austin, TX?

Housing in Austin, TX is 23.4% more expensive than in Allen, TX. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $2,073/month in Allen, TX.

How much can I save per month by moving from Allen, TX to Austin, TX?

Moving from Allen, TX to Austin, TX could save you approximately $61 per month, or $727 per year, based on a $150,000 salary.

Allen, TX vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Allen, TX — ZIP-level rent data · COL adjusted from Plano, TX area

Current salary in Allen, TX

Numbers update automatically as you type

You'd save $60.55/month moving to Austin, TX

$150.0K in your current city equals $149.3K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 0.8%

Less expensive

Monthly Impact

$60.55

Savings

Annual Impact

$727

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Allen, TX

Population:112K

Cost Index:100

Median Home:$452K

Austin, TX

Population:979K

Cost Index:99

Median Home:$558K

Allen, TX

The Lone Star State

112K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 112K residents.

💡 Advantage: Texas has no state income tax!

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Allen, TX vs Austin, TX

Category	Allen, TX	Austin, TX	Difference	Change
🏠Housing	$2,337/mo	$2,885/mo	↑ $548more	23.4%
📦Other	$1,886/mo	$1,741/mo	↓ $145less	7.7%
🏥Healthcare	$625/mo	$589/mo	↓ $36.89less	5.9%
⚡All Utilities	$557/mo	$541/mo	↓ $16.09less	2.9%
🚗Transportation	$1,271/mo	$1,284/mo	↑ $12.80more	1.0%
🛒Groceries	$969/mo	$959/mo	↓ $9.95less	1.0%

🏠Housing

↑ 23.4%

Allen, TX

$2,337

Austin, TX

$2,885

Difference

$548

📦Other

↓ 7.7%

Allen, TX

$1,886

Austin, TX

$1,741

Difference

$145

less

🏥Healthcare

↓ 5.9%

Allen, TX

$625

Austin, TX

$589

Difference

$36.89

less

⚡All Utilities

↓ 2.9%

Allen, TX

$557

Austin, TX

$541

Difference

$16.09

less

🚗Transportation

↑ 1.0%

Allen, TX

$1,271

Austin, TX

$1,284

Difference

$12.80

🛒Groceries

↓ 1.0%

Allen, TX

$969

Austin, TX

$959

Difference

$9.95

less

🏠Rent Comparison

Studio

From$1,699

To$1,585

↓ $114

1 Bed

From$1,774

To$1,685

↓ $89.00

2 Bed

From$2,073

To$1,995

↓ $78.00

3 Bed

From$2,615

To$2,525

↓ $90.00

Allen, TXZIP-level data

1BR range: $2,130–$2,130/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,646

Monthly in Allen, TX

$7,998

Monthly in Austin, TX

$353

Difference

Home Values

Allen

Austin

$452K

Median Value

$558K

↓ -5.8%

YoY Change

↓ -5%

↑ +36.7%

5-Year Change

↑ +12.6%

$452K

Price Range

$272K - $1.26M

Homes in Austin are 23% more expensive than Allen

Calculate payment - Allen Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Allen, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Allen, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.