Is Raleigh, NC cheaper than Allen, TX?

Based on cost of living data, Raleigh, NC is 6.6% cheaper than Allen, TX. This translates to saving $494 per month.

What salary do I need in Raleigh, NC to live like I do in Allen, TX?

If you earn $150,000 in Allen, TX, you'd need approximately $144,072.969 in Raleigh, NC to maintain the same standard of living.

How does housing cost compare between Allen, TX and Raleigh, NC?

Housing in Raleigh, NC is 5.6% more expensive than in Allen, TX. For a two-bedroom apartment, rent is $1,800/month in Raleigh, NC compared to $2,073/month in Allen, TX.

How much can I save per month by moving from Allen, TX to Raleigh, NC?

Moving from Allen, TX to Raleigh, NC could save you approximately $494 per month, or $5927 per year, based on a $150,000 salary.

Allen, TX vs Raleigh, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Allen, TX — ZIP-level rent data · COL adjusted from Plano, TX area

Current salary in Allen, TX

Numbers update automatically as you type

You'd save $494/month moving to Raleigh, NC

$150.0K in your current city equals $144.1K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 6.6%

Less expensive

Monthly Impact

$494

Savings

Annual Impact

$5.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Allen, TX

Population:112K

Cost Index:100

Median Home:$452K

Raleigh, NC

Population:474K

Cost Index:93

Median Home:$512K

Allen, TX

The Lone Star State

112K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 112K residents.

💡 Advantage: Texas has no state income tax!

Raleigh, NC

The Tar Heel State

474K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Research Triangle
•State capital
•Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Allen, TX vs Raleigh, NC

Category	Allen, TX	Raleigh, NC	Difference	Change
📦Other	$1,886/mo	$1,707/mo	↓ $178less	9.5%
🏠Housing	$2,337/mo	$2,469/mo	↑ $132more	5.6%
🏥Healthcare	$625/mo	$601/mo	↓ $24.50less	3.9%
🚗Transportation	$1,271/mo	$1,284/mo	↑ $12.80more	1.0%
⚡All Utilities	$557/mo	$546/mo	↓ $10.62less	1.9%
🛒Groceries	$969/mo	$959/mo	↓ $9.95less	1.0%

📦Other

↓ 9.5%

Allen, TX

$1,886

Raleigh, NC

$1,707

Difference

$178

less

🏠Housing

↑ 5.6%

Allen, TX

$2,337

Raleigh, NC

$2,469

Difference

$132

🏥Healthcare

↓ 3.9%

Allen, TX

$625

Raleigh, NC

$601

Difference

$24.50

less

🚗Transportation

↑ 1.0%

Allen, TX

$1,271

Raleigh, NC

$1,284

Difference

$12.80

⚡All Utilities

↓ 1.9%

Allen, TX

$557

Raleigh, NC

$546

Difference

$10.62

less

🛒Groceries

↓ 1.0%

Allen, TX

$969

Raleigh, NC

$959

Difference

$9.95

less

🏠Rent Comparison

Studio

From$1,699

To$1,570

↓ $129

1 Bed

From$1,774

To$1,640

↓ $134

2 Bed

From$2,073

To$1,800

↓ $273

3 Bed

From$2,615

To$2,255

↓ $360

Allen, TXZIP-level data

1BR range: $2,130–$2,130/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,646

Monthly in Allen, TX

$7,567

Monthly in Raleigh, NC

$78.83

Difference

Home Values

Allen

Raleigh

$452K

Median Value

$512K

↓ -5.8%

YoY Change

↓ -0.5%

↑ +36.7%

5-Year Change

↑ +38.2%

$452K

Price Range

$314K - $992K

Homes in Raleigh are 13% more expensive than Allen

Calculate payment - Allen Calculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$594

Less take-home

Effective Rate Diff

4.7%

Rate difference

Allen, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Raleigh, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Allen, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Raleigh, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.