Altoona, IA vs San Antonio, TX: Cost of Living

Which city costs less?

San Antonio, TX has a modeled overall cost index 6.4% higher than Altoona, IA.

Altoona, IA · modeled 2BR rent
$1,410 / month
San Antonio, TX · modeled 2BR rent
$1,470 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Altoona, IA and San Antonio, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $547/month in San Antonio, TX

$150,000 in your current city has a modeled equivalent of $156,567 in San Antonio, TX

Regional cost estimates: Altoona, IA uses Des Moines, IA. San Antonio, TX uses San Antonio-New Braunfels, TX Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 6.4%
More expensive
Monthly Impact
$547
Extra cost
Annual Impact
$6.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Altoona, IA

Population:22K
Cost Index:
85.5
100 = national average
Typical Home:$312K

San Antonio, TX

Population:1547K
Cost Index:
91.0
100 = national average
Typical Home:$215K

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Altoona, IA

The Hawkeye State

22K
Population
State Tax
Yes

Located in Iowa, this city has a population of 22K residents.

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Altoona, IA vs San Antonio, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 18.1%
Altoona, IA
$2,053
San Antonio, TX
$2,425
Difference
$371
more
Healthcare
↓ 20.7%
Altoona, IA
$767
San Antonio, TX
$608
Difference
$159
less
Other
↑ 7.9%
Altoona, IA
$1,763
San Antonio, TX
$1,902
Difference
$139
more
Transportation
↑ 8.9%
Altoona, IA
$1,364
San Antonio, TX
$1,486
Difference
$122
more
All Utilities
↑ 8.2%
Altoona, IA
$529
San Antonio, TX
$572
Difference
$43.31
more
Groceries
↑ 3.0%
Altoona, IA
$1,024
San Antonio, TX
$1,055
Difference
$31.05
more

🏠Rent Comparison

Studio
From$1,140
To$1,110
↓ $30.00
1 Bed
From$1,190
To$1,210
↑ $20.00
2 Bed
From$1,410
To$1,470
↑ $60.00
3 Bed
From$1,920
To$1,890
↓ $30.00
Altoona, IAZIP-level data

1BR range: $1,190–$1,190/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Altoona, IA
$8,047
Monthly in San Antonio, TX
$547
Difference

Home Values

Altoona
San Antonio
$312K
Median Value
$215K
↑ +0.4%
YoY Change
↓ -2.9%
↑ +24.9%
5-Year Change
↑ +16.7%
$312K
Price Range
$107K - $905K

Homes in San Antonio are 31% less expensive than Altoona

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $10.7K
Per year
Monthly Difference
$892
More take-home
Effective Rate Diff
7.1%
Rate difference

Altoona, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Altoona, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Altoona
San Antonio
45 Good
Air Quality
52 Moderate
67.5%
Good Air Days
47.5%
92 Moderate
Climate Risk
99 High
🌡☀🌪
Top Hazards
🌊🌡🌪
▲+3.4°F
2050 Outlook
▲+2.6°F
25 days
Heat Days >95°F
105 days
▲+3.4°F
2050 Outlook
▲+2.6°F
25 days
Heat Days >95°F
105 days

Before moving from Altoona, IA to San Antonio, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in San Antonio, TX for the same bedroom count and included utilities as your home in Altoona, IA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Altoona to San Antonio moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to San Antonio, TX by cost, housing, population and region.

Frequently Asked Questions: Altoona, IA vs San Antonio, TX

How do the cost estimates for Altoona, IA and San Antonio, TX compare?

San Antonio, TX has a modeled overall cost index 6.4% higher than Altoona, IA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Altoona, IA, the model estimates $156,567 in San Antonio, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Altoona, IA and San Antonio, TX?

The modeled two-bedroom rents are $1,410/month in Altoona, IA and $1,470/month in San Antonio, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Iowa and Texas on TaxTakeHome.com

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