Is Nashville, TN cheaper than Amarillo, TX?

Based on cost of living data, Nashville, TN is 10.4% more expensive than Amarillo, TX. This translates to spending an extra $782 per month.

What salary do I need in Nashville, TN to live like I do in Amarillo, TX?

If you earn $150,000 in Amarillo, TX, you'd need approximately $159,385.136 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Amarillo, TX and Nashville, TN?

Housing in Nashville, TN is 25.4% more expensive than in Amarillo, TX. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,264/month in Amarillo, TX.

How much can I save per month by moving from Amarillo, TX to Nashville, TN?

Living in Nashville, TN costs approximately $782 more per month than Amarillo, TX, or $9385 more per year, based on a $150,000 salary.

Amarillo, TX vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Amarillo, TX — ZIP-level rent data · COL adjusted from Lubbock, TX area

Current salary in Amarillo, TX

Numbers update automatically as you type

You'd spend $782/month more in Nashville, TN

$150.0K in your current city equals $159.4K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 10.4%

More expensive

Monthly Impact

$782

Extra cost

Annual Impact

$9.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Amarillo, TX

Population:202K

Cost Index:100

Median Home:$165K

Nashville, TN

Population:689K

Cost Index:110

Median Home:$489K

Amarillo, TX

The Lone Star State

202K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 202K residents.

💡 Advantage: Texas has no state income tax!

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Amarillo, TX vs Nashville, TN

Category	Amarillo, TX	Nashville, TN	Difference	Change
🏠Housing	$2,114/mo	$2,651/mo	↑ $537more	25.4%
📦Other	$1,670/mo	$1,942/mo	↑ $272more	16.3%
🚗Transportation	$1,348/mo	$1,284/mo	↓ $64.15less	4.8%
🏥Healthcare	$548/mo	$607/mo	↑ $58.73more	10.7%
⚡All Utilities	$506/mo	$519/mo	↑ $12.64more	2.5%
🛒Groceries	$957/mo	$949/mo	↓ $8.11less	0.8%

🏠Housing

↑ 25.4%

Amarillo, TX

$2,114

Nashville, TN

$2,651

Difference

$537

📦Other

↑ 16.3%

Amarillo, TX

$1,670

Nashville, TN

$1,942

Difference

$272

🚗Transportation

↓ 4.8%

Amarillo, TX

$1,348

Nashville, TN

$1,284

Difference

$64.15

less

🏥Healthcare

↑ 10.7%

Amarillo, TX

$548

Nashville, TN

$607

Difference

$58.73

⚡All Utilities

↑ 2.5%

Amarillo, TX

$506

Nashville, TN

$519

Difference

$12.64

🛒Groceries

↓ 0.8%

Amarillo, TX

$957

Nashville, TN

$949

Difference

$8.11

less

🏠Rent Comparison

Studio

From$889

To$1,600

↑ $711

1 Bed

From$1,030

To$1,680

↑ $650

2 Bed

From$1,264

To$1,840

↑ $576

3 Bed

From$1,719

To$2,350

↑ $631

Amarillo, TXZIP-level data

1BR range: $860–$1,110/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,145

Monthly in Amarillo, TX

$7,952

Monthly in Nashville, TN

$807

Difference

Home Values

Amarillo

Nashville

$165K

Median Value

$489K

↑ +1.3%

YoY Change

↓ -2.1%

↑ +32.4%

5-Year Change

↑ +32.1%

$106K - $375K

Price Range

$320K - $1.16M

Homes in Nashville are 196% more expensive than Amarillo

Calculate payment - Amarillo Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Amarillo, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Amarillo, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.