American Fork, UT vs Kaysville, UT: Cost of Living

Which city costs less?

Kaysville, UT has a modeled overall cost index 0.7% lower than American Fork, UT.

American Fork, UT · modeled 2BR rent: $1,700 / month
Kaysville, UT · modeled 2BR rent: $1,750 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare American Fork, UT and Kaysville, UT using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in American Fork, UT

Numbers update automatically as you type

Estimated savings: $44.49/month in Kaysville, UT

$150,000 in your current city has a modeled equivalent of $149,466 in Kaysville, UT

Regional cost estimates: American Fork, UT uses Boise, ID. Kaysville, UT uses Boise, ID. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 0.7%

Less expensive

Monthly Impact

$44.49

Savings

Annual Impact

$534

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

American Fork, UT

Population:39K

Cost Index:

89.8

100 = national average

Typical Home:$588K

Kaysville, UT

Population:33K

Cost Index:

89.2

100 = national average

Typical Home:$686K

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American Fork, UT

The Beehive State

39K

Population

State Tax

Yes

Located in Utah, this city has a population of 39K residents.

Kaysville, UT

The Beehive State

33K

Population

State Tax

Yes

Located in Utah, this city has a population of 33K residents.

Cost Breakdown by Category

Estimated monthly spending: American Fork, UT vs Kaysville, UT

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	American Fork, UT	Kaysville, UT	Difference	Change
Housing	$2,496/mo	$2,479/mo	↓ $17.25less	0.7%
Other	$1,647/mo	$1,635/mo	↓ $11.38less	0.7%
Transportation	$1,230/mo	$1,221/mo	↓ $8.50less	0.7%
Groceries	$987/mo	$984/mo	↓ $3.42less	0.3%
Healthcare	$650/mo	$647/mo	↓ $2.25less	0.3%
All Utilities	$490/mo	$489/mo	↓ $1.70less	0.3%

Housing

↓ 0.7%

American Fork, UT

$2,496

Kaysville, UT

$2,479

Difference

$17.25

less

Other

↓ 0.7%

American Fork, UT

$1,647

Kaysville, UT

$1,635

Difference

$11.38

less

Transportation

↓ 0.7%

American Fork, UT

$1,230

Kaysville, UT

$1,221

Difference

$8.50

less

Groceries

↓ 0.3%

American Fork, UT

$987

Kaysville, UT

$984

Difference

$3.42

less

Healthcare

↓ 0.3%

American Fork, UT

$650

Kaysville, UT

$647

Difference

$2.25

less

All Utilities

↓ 0.3%

American Fork, UT

$490

Kaysville, UT

$489

Difference

$1.70

less

🏠Rent Comparison

Studio

From$1,460

To$1,310

↓ $150

1 Bed

From$1,470

To$1,390

↓ $80.00

2 Bed

From$1,700

To$1,750

↑ $50.00

3 Bed

From$2,360

To$2,350

↓ $10.00

American Fork, UTZIP-level data

1BR range: $1,470–$1,470/mo

Kaysville, UTZIP-level data

1BR range: $1,390–$1,390/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in American Fork, UT

$7,456

Monthly in Kaysville, UT

$44.49

Difference

Home Values

American Fork

Kaysville

$588K

Median Value

$686K

↑ +2.4%

YoY Change

↑ +3%

↑ +34%

5-Year Change

↑ +40.3%

Homes in Kaysville are 17% more expensive than American Fork

Calculate payment - American Fork Calculate payment - Kaysville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

American Fork, UT

Federal Income Tax

Effective: 18.9%

$25.5K

Utah State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Kaysville, UT

Federal Income Tax

Effective: 18.9%

$25.5K

Utah State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Additional Tax Information

American Fork, UT Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

Kaysville, UT Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

American Fork

Kaysville

44 Good

Air Quality

44 Good

62.8%

Good Air Days

62.8%

88 Moderate

Climate Risk

88 Moderate

🔥💨

Top Hazards

🔥💨

▲+3.3°F

2050 Outlook

▲+3.3°F

49 days

Heat Days >95°F

49 days

▲+3.3°F

2050 Outlook

▲+3.3°F

49 days

Heat Days >95°F

49 days

Before moving from American Fork, UT to Kaysville, UT

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Kaysville, UT for the same bedroom count and included utilities as your home in American Fork, UT. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your American Fork to Kaysville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Kaysville, UT by cost, housing, population and region.

Frequently Asked Questions: American Fork, UT vs Kaysville, UT

How do the cost estimates for American Fork, UT and Kaysville, UT compare?

Kaysville, UT has a modeled overall cost index 0.7% lower than American Fork, UT. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in American Fork, UT, the model estimates $149,466 in Kaysville, UT. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for American Fork, UT and Kaysville, UT?

The modeled two-bedroom rents are $1,700/month in American Fork, UT and $1,750/month in Kaysville, UT. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Where your money goes further

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