Is Nashville, TN cheaper than Amherst Town, MA?

Based on cost of living data, Nashville, TN is 4.1% cheaper than Amherst Town, MA. This translates to saving $309 per month.

What salary do I need in Nashville, TN to live like I do in Amherst Town, MA?

If you earn $150,000 in Amherst Town, MA, you'd need approximately $146,290.488 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Amherst Town, MA and Nashville, TN?

Housing in Nashville, TN is 22.6% cheaper than in Amherst Town, MA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,900/month in Amherst Town, MA.

How much can I save per month by moving from Amherst Town, MA to Nashville, TN?

Moving from Amherst Town, MA to Nashville, TN could save you approximately $309 per month, or $3710 per year, based on a $150,000 salary.

Amherst Town, MA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Amherst Town, MA — COL adjusted from Boston, MA area + state data

Current salary in Amherst Town, MA

Numbers update automatically as you type

You'd save $309/month moving to Nashville, TN

$150.0K in your current city equals $146.3K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 4.1%

Less expensive

Monthly Impact

$309

Savings

Annual Impact

$3.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Amherst Town, MA

Population:40K

Cost Index:100

Median Home:$961K

Nashville, TN

Population:689K

Cost Index:96

Median Home:$489K

Amherst Town, MA

The Bay State

40K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 40K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Amherst Town, MA vs Nashville, TN

Category	Amherst Town, MA	Nashville, TN	Difference	Change
🏠Housing	$3,423/mo	$2,651/mo	↓ $772less	22.6%
📦Other	$1,316/mo	$1,942/mo	↑ $626more	47.6%
⚡All Utilities	$608/mo	$519/mo	↓ $88.70less	14.6%
🚗Transportation	$1,320/mo	$1,284/mo	↓ $35.69less	2.7%
🛒Groceries	$916/mo	$949/mo	↑ $32.93more	3.6%
🏥Healthcare	$631/mo	$607/mo	↓ $24.12less	3.8%

🏠Housing

↓ 22.6%

Amherst Town, MA

$3,423

Nashville, TN

$2,651

Difference

$772

less

📦Other

↑ 47.6%

Amherst Town, MA

$1,316

Nashville, TN

$1,942

Difference

$626

⚡All Utilities

↓ 14.6%

Amherst Town, MA

$608

Nashville, TN

$519

Difference

$88.70

less

🚗Transportation

↓ 2.7%

Amherst Town, MA

$1,320

Nashville, TN

$1,284

Difference

$35.69

less

🛒Groceries

↑ 3.6%

Amherst Town, MA

$916

Nashville, TN

$949

Difference

$32.93

🏥Healthcare

↓ 3.8%

Amherst Town, MA

$631

Nashville, TN

$607

Difference

$24.12

less

🏠Rent Comparison

Studio

From$1,318

To$1,600

↑ $282

1 Bed

From$1,532

To$1,680

↑ $148

2 Bed

From$1,900

To$1,840

↓ $60.00

3 Bed

From$2,451

To$2,350

↓ $101

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,214

Monthly in Amherst Town, MA

$7,952

Monthly in Nashville, TN

$262

Difference

Home Values

Amherst Town

Nashville

Median Value

$489K

YoY Change

↓ -2.1%

5-Year Change

↑ +32.1%

Price Range

$320K - $1.16M

Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.5K

Per year

Monthly Difference

$625

More take-home

Effective Rate Diff

5.0%

Rate difference

Amherst Town, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Amherst Town, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.